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Texas Department of Insurance - Will my premium go up if I file a claim?

Publisher
Texas Department of Insurance
Edition
TDI page, last updated 2/26/2026
Last checked
2026-09-29
Status
Publication of the Texas Department of Insurance, a US state agency
Edition and licensing notes

Publisher. Texas Department of Insurance (www.tdi.texas.gov)

Status. Publication of the Texas Department of Insurance, a US state agency.

What this document is

Texas Department of Insurance - Will my premium go up if I file a claim? is a reference published by Texas Department of Insurance (www.tdi.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • TDI, Will my premium go up if I file a claim? (What counts as a claim?)
    “Home and auto companies can’t charge you more for: Claims you file that the company didn’t pay. This includes claims the insurance company denied because your policy doesn’t cover the damage.”

Practice this material

Questions about this source

Texas Department of Insurance - Will my premium go up if I file a claim? is a reference published by Texas Department of Insurance (www.tdi.texas.gov). Edition: TDI page, last updated 2/26/2026.

No. This page summarizes the document and links to the official version. Always rely on the text published by Texas Department of Insurance (www.tdi.texas.gov) for the current law.

Practice questions for Texas Claims Adjuster cite this document.

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