Texas Department of Insurance - Renters insurance: What does it cover and how much does it cost?
Edition and licensing notes
Publisher. Texas Department of Insurance (www.tdi.texas.gov)
Edition. TDI web page stamped "Last updated: 12/10/2025"; retrieved 2026-09-29
Status. Publication of the Texas Department of Insurance, a US state agency.
What this document is
Texas Department of Insurance - Renters insurance: What does it cover and how much does it cost? is a reference published by Texas Department of Insurance (www.tdi.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty, texas personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Texas Department of Insurance, Renters insurance tip, opening paragraph
“Your landlord’s insurance won’t cover your personal items. You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause.”
- Texas Department of Insurance, Renters insurance: What does it cover and how much does it cost?, Floods not included
“Most renters policies will cover losses due to fire, smoke, theft or vandalism, and certain kinds of water damage. They don’t cover losses due to floods. Visit the National Flood Insurance Program for information about flood coverage.”
Practice this material
Questions about this source
More Texas sources
- Texas Government Code ch. 2001 -- Administrative Procedure Act, complete (Secs. 2001.001-2001.903)State statute
- Texas Government Code Chapter 2253, Public Work Performance and Payment Bonds, complete: Subchapters A-D, Secs. 2253.001-2253.079State statute
- Tex. Ins. Code ch. 541: Unfair methods of competition and unfair or deceptive acts or practicesState statute
- Tex. Ins. Code ch. 1101: Life insurance required and prohibited policy provisionsState statute
- Tex. Ins. Code ch. 4001: Agent licensing in generalState statute
- Tex. Ins. Code ch. 4005: Conduct, disciplinary actions, and sanctionsState statute
- Tex. Ins. Code ch. 1201: Accident and health insurance policy provisionsState statute
- Texas Insurance Code Chapter 151, Consolidated Insurance Programs, complete: Subchapters A-D, Secs. 151.001-151.151State statute