Texas Department of Insurance

What this document is

Texas Department of Insurance - Commercial property insurance guide (CB021): forms, replacement cost vs ACV, flood, TWIA, auto, crime, inland marine incl. valuable papers, business owner policy is a reference published by Texas Department of Insurance (www.tdi.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Texas Department of Insurance, Commercial property insurance guide (CB021), Other coverages you might need: Inland marine coverage

  “Inland marine coverage covers property kept on land, not on water, despite its name.”

• Texas Department of Insurance, Commercial property insurance guide (CB021), Additional coverages

  “Valuable papers coverage provides limited coverage for your business records and other valuable papers.”

• TDI, Commercial property insurance guide (Coverage options)

  “Special form policies provide the most coverage. These policies usually cover damage from all causes of loss, except those specifically listed in the policy.”

• TDI, Commercial property insurance guide (Additional coverages)

  “Business interruption coverage pays for the income you lose if your business can’t operate normally because it was damaged or destroyed.”

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Questions about this source

More Texas sources

• Texas Government Code ch. 2001 -- Administrative Procedure Act, complete (Secs. 2001.001-2001.903)State statute
• Texas Government Code Chapter 2253, Public Work Performance and Payment Bonds, complete: Subchapters A-D, Secs. 2253.001-2253.079State statute
• Tex. Ins. Code ch. 541: Unfair methods of competition and unfair or deceptive acts or practicesState statute
• Tex. Ins. Code ch. 1101: Life insurance required and prohibited policy provisionsState statute
• Tex. Ins. Code ch. 4001: Agent licensing in generalState statute
• Tex. Ins. Code ch. 4005: Conduct, disciplinary actions, and sanctionsState statute
• Tex. Ins. Code ch. 1201: Accident and health insurance policy provisionsState statute
• Texas Insurance Code Chapter 151, Consolidated Insurance Programs, complete: Subchapters A-D, Secs. 151.001-151.151State statute