Texas Insurance Code chs. 981 (Surplus Lines Insurance) and 982 (Foreign and Alien Insurance Companies), each complete
Secs. 981.001-981.223, 982.001-982.305
Edition and licensing notes
Publisher. Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
Edition. Texas Insurance Code, official text. Publisher's own currency statement: "The statutes available on this website are current through the 89th 2nd Called Legislative Session, 2025. The constitutional provisions found on this website are current through the amendments approved by voters in November 2025."
Status. US state statute; public domain.
What this document is
Texas Insurance Code chs. 981 (Surplus Lines Insurance) and 982 (Foreign and Alien Insurance Companies), each complete (Secs. 981.001-981.223, 982.001-982.305) is a state statute published by Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Tex. Ins. Code § 981.004(a) (Surplus Lines Insurance Authorized)
“(a) An eligible surplus lines insurer may provide surplus lines insurance only if: (1) the full amount of required insurance cannot be obtained, after a diligent effort, from an insurer authorized to write and actually writing that kind and class of insurance in this state; (2) the insurance is...”
- Tex. Ins. Code § 982.001(2), (3), (4) (Definitions)
“(2) "Alien insurance company" means an insurance company organized under the laws of a foreign country. The term includes an unincorporated insurance company (other than an unincorporated life insurance company, accident insurance company, life and accident insurance company, health and accident...”
- Tex. Ins. Code § 981.220 (Managing General Agents; Limited Authority of Certain Agents)
“Sec. 981.220. MANAGING GENERAL AGENTS; LIMITED AUTHORITY OF CERTAIN AGENTS. A surplus lines license granted to a managing general agent who is not also licensed under Chapter 4051 is limited to the acceptance of business originating through a licensed general property and casualty agent. The...”
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