Texas Insurance Code, Title 10 (rates, rate administration, rating territories, premium refunds and policy forms)
chs. 2251-2254 and 2301, each complete, Secs. 2251.001-2251.252, 2252.001-2252.151, 2253.001, 2254.001-2254.004, 2301.001-2301.058
Edition and licensing notes
Publisher. Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
Edition. Texas Insurance Code, official text. Publisher's own currency statement: "The statutes available on this website are current through the 89th 2nd Called Legislative Session, 2025. The constitutional provisions found on this website are current through the amendments approved by voters in November 2025."
Status. US state statute; public domain.
What this document is
Texas Insurance Code, Title 10 (rates, rate administration, rating territories, premium refunds and policy forms): chs. 2251-2254 and 2301, each complete (Secs. 2251.001-2251.252, 2252.001-2252.151, 2253.001, 2254.001-2254.004, 2301.001-2301.058) is a state statute published by Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty, texas personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Tex. Ins. Code § 2301.006(a) (Filing and Approval of Forms)
“Except as provided by Section 2301.008, an insurer may not deliver or issue for delivery in this state a form for use in writing insurance described by Section 2301.003 unless the form has been filed with and approved by the commissioner.”
- Tex. Ins. Code § 2251.051(d) (Excessive, Inadequate, and Unfairly Discriminatory Rates)
“(d) A rate is unfairly discriminatory if the rate: (1) is not based on sound actuarial principles; (2) does not bear a reasonable relationship to the expected loss and expense experience among risks; or (3) is based wholly or partly on the race, creed, color, ethnicity, or national origin of the...”
- Tex. Ins. Code § 2301.056(a), (b) (Requirement for Forms; Declarations Page Requirement)
“Sec. 2301.056. REQUIREMENT FOR FORMS; DECLARATIONS PAGE REQUIREMENT. (a) A residential property insurance policy form must include a declarations page that: (1) lists and identifies each type of deductible under the residential property insurance policy; and (2) states the exact dollar amount of...”
- Tex. Ins. Code § 2301.056 (Requirement for Forms; Declarations Page Requirement)
“Sec. 2301.056. REQUIREMENT FOR FORMS; DECLARATIONS PAGE REQUIREMENT. (a) A residential property insurance policy form must include a declarations page that: (1) lists and identifies each type of deductible under the residential property insurance policy; and (2) states the exact dollar amount of...”
- Tex. Ins. Code § 2301.057 (Certain Documents Not Part of Form)
“Sec. 2301.057. CERTAIN DOCUMENTS NOT PART OF FORM. (a) A document providing a summary of a policy of personal automobile insurance or residential property insurance or a summary of an endorsement to such a policy or other ancillary material, including an advertisement for the policy or endorsement,...”
- Tex. Ins. Code § 2301.010(c) (Contractual Limitations Period and Claim Filing Period in Certain Property Insurance Forms)
“(c) A policy or endorsement described by Subsection (b) may also contain a provision requiring that a claim be filed with the insurer not later than one year after the date of the loss that is the subject of the claim. A provision under this subsection must include a provision allowing the filing...”
- Tex. Ins. Code § 2301.054 (Certain Contracts or Agreements Prohibited; Revocation of Certificate of Authority)
“Sec. 2301.054. CERTAIN CONTRACTS OR AGREEMENTS PROHIBITED; REVOCATION OF CERTIFICATE OF AUTHORITY. (a) A contract or agreement that is not written into an application for personal automobile insurance coverage and the personal automobile insurance policy is void and violates this code. (b) A...”
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