State statute · North Carolina

North Carolina General Statutes Chapter 58, Article 39

Consumer and Customer Information Privacy (G.S. 58-39-1 through 58-39-165)

Publisher: North Carolina General Assembly
Edition: N.C. General Statutes, official ncleg.gov HTML by article. The publisher prints no...
Last checked: 2026-09-17
Status: US state statute

Edition and licensing notes

Edition. N.C. General Statutes, official ncleg.gov HTML by article. The publisher prints no currency statement on these pages; the latest session law referenced in the stripped history notes across this batch is S.L. 2026-14. Retrieved 2026-09-17.

Status. US state statute.

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What this document is

North Carolina General Statutes Chapter 58, Article 39 - Consumer and Customer Information Privacy (G.S. 58-39-1 through 58-39-165) is a state statute published by North Carolina General Assembly. It is one of the North Carolina documents that insurance license exam questions are written from, including north carolina property & casualty, north carolina personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

G.S. 58-39-20 (Pretext interviews)
“No insurance institution, agent, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction: Provided, however, a pretext interview may be undertaken to obtain information from a person or institution that...”
G.S. 58-39-65(1) (Previous adverse underwriting decisions)
“No insurance institution or agent may base an adverse underwriting decision in whole or in part: (1) On the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism: Provided, however, an insurance...”
G.S. 58-39-65 (Previous adverse underwriting decisions)
“No insurance institution or agent may base an adverse underwriting decision in whole or in part: (1) On the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism: Provided, however, an insurance...”
G.S. 58-39-55(a) (Reasons for adverse underwriting decisions)
“In the event of an adverse underwriting decision, the insurance institution or agent responsible for the decision shall give a written notice in a form approved by the Commissioner that: (1) Either provides the applicant, policyholder, or individual proposed for coverage with the specific reason or...”
G.S. 58-39-45(a) (Access to recorded personal information)
“If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance-support organization for access to recorded personal information about the individual that is reasonably described by the individual and reasonably locatable and retrievable by...”
G.S. 58-39-50(a) (Correction, amendment, or deletion of recorded personal information)
“Within 30 business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded personal information about the individual within its possession, an insurance institution, agent, or insurance-support organization shall either: (1) Correct, amend, or...”

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Questions about this source

North Carolina General Statutes Chapter 58, Article 39 - Consumer and Customer Information Privacy (G.S. 58-39-1 through 58-39-165) is a state statute published by North Carolina General Assembly. Edition: N.C. General Statutes, official ncleg.gov HTML by article. The publisher prints no currency statement on these pages; the latest session law referenced in the stripped history notes across this batch is S.L. 2026-14. Retrieved 2026-09-17..

No. This page summarizes the document and links to the official version. Always rely on the text published by North Carolina General Assembly for the current law.

Practice questions for North Carolina Property & Casualty, North Carolina Personal Lines cite this document.

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