North Carolina Department of Insurance - Homeowners Insurance: Common Endorsements (scheduled personal property, guaranteed replacement cost, inflation guard, water backup)
Edition and licensing notes
Publisher. North Carolina Department of Insurance (ncdoi.gov)
Edition. undated page; retrieved 2026-09-29
Status. Publication of the North Carolina Department of Insurance, a state agency.
What this document is
North Carolina Department of Insurance - Homeowners Insurance: Common Endorsements (scheduled personal property, guaranteed replacement cost, inflation guard, water backup) is a reference published by North Carolina Department of Insurance (ncdoi.gov). It is one of the North Carolina documents that insurance license exam questions are written from, including north carolina property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- N.C. DOI, Homeowners Common Endorsements (Scheduled Personal Property Endorsement)
“This endorsement is sometimes called a “personal article floater.” It covers possessions of high value that are more mobile than most household goods.”
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