Automobile Insurance (Department of Commerce)

What this document is

Minnesota Rules Chapter 2770 - Automobile Insurance (Department of Commerce) is a regulation published by Minnesota Office of the Revisor of Statutes (revisor.mn.gov). It is one of the Minnesota documents that insurance license exam questions are written from, including minnesota property & casualty, minnesota personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Minn. R. 2770.7800, subp. 2 (Reasons for nonrenewal; physical damage portion of policy)

  “Subp. 2. Physical damage portion of policy. The grounds for nonrenewal of the physical damage portion of a policy are limited to the following: A. If three or more comprehensive claim payments have been made during the experience period, or two or more comprehensive payments have been made during...”

• Minn. R. 2770.7800, subp. 1, item C (Reasons for Nonrenewal; Entire Policy; Termination of Agency Contract)

  “Termination of the agency contract, provided that if a named insured is 65 years of age or older, the insurer shall notify the named insured of his or her right to continue the policy in force if the named insured makes the request in writing prior to the termination date. This item does not apply...”

• Minn. R. 2770.0200 (Certificates of Insurance and Contents)

  “Insurance companies writing insurance in connection with automobile finance accounts shall instruct their agents that each purchaser of automobiles or accessories insured under finance accounts shall be furnished with certificates of insurance, which certificates shall show the name of the insured,...”

• Minn. R. 2770.7700, subp. 2, item F (Chargeable Accident; Hit-and-Run Exception)

  “The insured automobile was damaged by contact with a "hit-and-run" vehicle, if this contact is reported to the police, highway patrol, or sheriff within 24 hours after discovery.”

• Minn. R. 2770.8000, subp. 2 (Points for Nonrenewal; Exceptions)

  “If one operator accumulates three points or more, a policy or policies may be nonrenewed regardless of the number of insured vehicles in the household. If at the time the nonrenewal was sent, a household member owns an automobile and a policy of his or her own, then that household member's driving...”

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Questions about this source

More Minnesota sources

• Minn. Stat. s. 72A.20: Methods, acts, and practices which are unfair or deceptiveState statute
• Minn. Stat. s. 60K.43: Producer license denial, suspension, revocation, or refusalState statute
• Minn. Stat. s. 60K.31 et seq.: Insurance producer licensingState statute
• Minn. Stat. ss. 61A.03 et seq.: Life insurance policy provisionsState statute
• Minn. Stat. s. 62A.04: Accident and health policy required and optional provisionsState statute
• Minnesota Statutes Chapter 176 - Workers' Compensation (the Minnesota Workers' Compensation Act: coverage, benefits, procedure, rehabilitation, insurance)State statute
• Minnesota Statutes Chapter 45 - Department of Commerce (the commissioner's powers, enforcement, licensing administration and the 45.027 enforcement section)State statute
• Minnesota Statutes Chapter 60A - Insurance in General, first third (Secs. 60A.01 through 60A.11)State statute