Georgia Rules & Regulations Ch. 120-2, Subject 120-2-3
Regulations Regarding Agents, Subagents, Counselors, Adjusters, Surplus Lines Brokers, and Agencies (Rules 120-2-3-.01 through -.51; adopted under O.C.G.A. §§ 33-2-9, 33-23-44)
Edition and licensing notes
Publisher. Georgia (see note)
Edition. Rules and Regulations of the State of Georgia, Department 120, administrative history current through the rule amendment filed July 29, 2026, effective August 18, 2026 (last entry of the Department 120 ADMINISTRATIVE HISTORY on https://rules.sos.ga.gov/gac/120)
Status. Official Code of Georgia Annotated, public domain (government edict).
What this document is
Georgia Rules & Regulations Ch. 120-2, Subject 120-2-3 - Regulations Regarding Agents, Subagents, Counselors, Adjusters, Surplus Lines Brokers, and Agencies (Rules 120-2-3-.01 through -.51; adopted under O.C.G.A. §§ 33-2-9, 33-23-44) is a state statute published by Georgia (see note). It is one of the Georgia documents that insurance license exam questions are written from, including georgia life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- O.C.G.A. tit. 33, Ga. Comp. R. & Regs. 120-2-3-.12(1)(a) (Continuing Education Courses Approval)
“The overriding consideration in determining whether a course qualifies as acceptable continuing education is that it is a formal program of learning which contributes directly to the professional or technical competence of a licensed individual. Sales, motivational, self-improvement, telephone...”
- O.C.G.A. tit. 33, Ga. Comp. R. & Regs. 120-2-3-.21(1)(b) (Agent Certificate of Authority)
“The certificate of authority is deemed effective immediately upon the submission of the request by the insurer; however this does not relieve the insurer of the responsibility of verifying that the certificate of authority has actually been issued.”
- O.C.G.A. tit. 33, Ga. Comp. R. & Regs. 120-2-3-.03(2)(b)3 (Use of Terms and Exemptions)
“When a person performs activities that fall within the definition of "sell," "solicit," or "negotiate," as set forth in O.C.G.A. § 33-23-1, as to those activities, such person is not exempt from licensure in accordance with the exemptions set forth in O.C.G.A. § 33-23-1(b)(6) or O.C.G.A. § 33-23-4(h)(2)(C).”
- O.C.G.A. tit. 33, Ga. Comp. R. & Regs. 120-2-3-.16(4) (Dates for Resident License Renewal and Required Filing of Continuing Education Credits)
“A licensed insurance producer who is unable to comply with license renewal procedures due to military service may request a waiver of those procedures. The producer may also request a waiver of any examination requirement or any other fine or sanction imposed for failure to comply with renewal procedures.”
- Ga. Comp. R. & Regs. 120-2-3-.23(3) (Resident Variable Products)
“(3) Resident applicants and licensees must hold a valid resident agent license for life insurance. Failure to maintain a current agent's license for life insurance will result in the cancellation of the variable products license.”
- Ga. Comp. R. & Regs. 120-2-3-.16(3) (Dates for Resident License Renewal and Required Filing of Continuing Education Credits)
“(3) If an individual fails to file for late renewal reinstatement prior to one (1) year from the license expiration date, the licensee will be required to reapply for the license and satisfy all prelicensing requirements.”
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More Georgia sources
- O.C.G.A. s. 33-6-4: Enumeration of unfair methods of competition and deceptive actsState statute
- O.C.G.A. Title 33, Chapter 29 - Individual Accident and Sickness Insurance (complete chapter, §§ 33-29-1 to 33-29-22)State statute
- Georgia Rules & Regulations Ch. 120-2 - Accident and Sickness Insurance: Subjects 120-2-12 (Advertising Accident and Sickness Insurance) and 120-2-59 (Standard Claim Form for Accident and Sickness Insurance)State statute
- Georgia Rules & Regulations Ch. 120-2 - Group Health Insurance: Subjects 120-2-48 (Group Coordination of Benefits) and 120-2-67 (Portability and Renewability)State statute
- Georgia Rules & Regulations Ch. 120-2, Subject 120-2-10 - Regulations Regarding Insurance Contract (Rules 120-2-10-.01 through -.14, including -.11A)State statute
- Georgia Rules & Regulations Ch. 120-2 - Life Insurance and Annuity Contract Regulation: Subjects 120-2-11 (Advertising of Life Insurance and Annuity Contracts), 120-2-22 (Georgia Variable Annuity Contract Regulation), 120-2-24 (Replacement of Life Insurance Policies), 120-2-31 (Life Insurance Solicitation Regulation), 120-2-32 (Variable Life Insurance), 120-2-94 (Suitability in Annuity Transactions)State statute
- Georgia Rules & Regulations Ch. 120-2 - Subjects 120-2-8 (Medicare Supplement Insurance) and 120-2-16 (Long Term Care Insurance), minimum standardsState statute
- O.C.G.A. Title 33 Chapter 1 - General Provisions of the Georgia Insurance Code (§§ 33-1-1 through 33-1-28, 31 sections)State statute