State statute · Connecticut

Personal and Commercial Risk Insurance Rating Practices

Connecticut General Statutes Chapter 701, Secs. 38a-663 to 38a-701

Publisher: Connecticut General Assembly, Office of Legislative Research /...
Edition: Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29
Last checked: 2026-09-29
Status: Connecticut General Statutes, public domain

Edition and licensing notes

Publisher. Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov)

Edition. Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29 (revised to January 1, 2026; the site directs readers to the 2026 Supplement for 2025 session changes)

Status. Connecticut General Statutes, public domain (state government edict).

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What this document is

Connecticut General Statutes Chapter 701 - Personal and Commercial Risk Insurance Rating Practices (Secs. 38a-663 to 38a-701) is a state statute published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov). It is one of the Connecticut documents that insurance license exam questions are written from, including connecticut property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

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Conn. Gen. Stat. Sec. 38a-686(b)(4) (Standards for the making and use of rates re personal risk insurance)
“Each rating plan for private passenger nonfleet automobile insurance that includes territorial classifications shall assign a weight of seventy-five per cent to individual territorial loss cost indication and twenty-five per cent to the state-wide average loss cost indication.”
Conn. Gen. Stat. Sec. 38a-686(b)(6)(C)(i) (Standards for the making and use of rates re personal risk insurance)
“An insurer may use a financial history measurement program to underwrite or rate risks only (I) for new personal risk insurance policies, or (II) upon renewal, either at the request of an insured or if such use reduces the premium for the insured in accordance with the insurer's filed rates and rules.”

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Questions about this source

Connecticut General Statutes Chapter 701 - Personal and Commercial Risk Insurance Rating Practices (Secs. 38a-663 to 38a-701) is a state statute published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov). Edition: Connecticut General Statutes, current chapter page as served by cga.ct.gov on 2026-09-29 (revised to January 1, 2026; the site directs readers to the 2026 Supplement for 2025 session changes).

No. This page summarizes the document and links to the official version. Always rely on the text published by Connecticut General Assembly, Office of Legislative Research / Legislative Commissioners Office (cga.ct.gov) for the current law.

Practice questions for Connecticut Property & Casualty cite this document.

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