Colorado Workers' Compensation Act

What this document is

Colorado Workers' Compensation Act - C.R.S. Title 8, Articles 43 to 47 (8-43-101 through 8-47-401): procedure, insurance and self-insurance, the major medical and subsequent injury funds, and Pinnacol Assurance is a state statute published by Colorado General Assembly, Office of Legislative Legal Services (leg.colorado.gov). It is one of the Colorado documents that insurance license exam questions are written from, including colorado property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• C.R.S. § 8-44-106 (Insurer violation, suspension or revocation of license)

  “8-44-106. Insurer violation - suspension or revocation of license. If any insurance carrier intentionally, knowingly, or willfully violates any of the provisions of articles 40 to 47 of this title, the commissioner of insurance, on the request of the director, shall suspend or revoke the license or...”

• C.R.S. § 8-44-101 (Insurance requirements)

  “8-44-101. Insurance requirements. (1) Any employer subject to the provisions of articles 40 to 47 of this title shall secure compensation for all employees in one or more of the following ways, which shall be deemed to be compliance with the insurance requirements of said articles: (a) By insuring...”

• C.R.S. § 8-45-101(5)(f) (Pinnacol Assurance board: offer of employer's liability insurance)

  “Offer to provide workers' compensation insurance and employer's liability insurance covering any liability of Colorado employers on account of personal injuries sustained by, or the death of, any employee. Nothing in this article shall be interpreted to permit Pinnacol Assurance to provide any...”

• C.R.S. § 8-44-114 (Determination of premium)

  “The amount of the premium to be paid by an employer for a contract of insurance of compensation and benefits as provided in articles 40 to 47 of this title or against liability therefor shall be on the basis of the annual expenditure of money by said employer for the services of persons engaged in...”

• C.R.S. § 8-43-102(1)(a)(I) (Notice to employer of injury: actual notice or good cause excuses loss of compensation)

  “If the employer has actual notice of the injury or good cause is shown for the failure of the employee to report the injury in writing, there is no loss of compensation pursuant to this subsection (1) for the failure to report the injury.”

• C.R.S. § 8-43-402 (False statement - felony)

  “If, for the purpose of obtaining an order, benefit, award, compensation, or payment pursuant to the provisions of articles 40 to 47 of this title 8, either for self-gain or for the benefit of any other person, anyone willfully makes a false statement or representation material to the claim, such...”

• C.R.S. § 8-43-103(2) (Notice of injury - time limit: limitation on filing notice claiming compensation)

  “Except in cases of disability or death resulting from exposure to radioactive materials, substances, or machines or to fissionable materials, or any type of malignancy caused thereby, or from poisoning by uranium or its compounds, or from asbestosis, silicosis, and anthracosis, the right to...”

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