State statute · Colorado
Colorado Medicare Supplement Insurance and Long-term Care Insurance Minimum Standards
C.R.S. Title 10, Article 18 and Article 19
Edition and licensing notes
Status. CO statutes, public domain (state government edict).
What this document is
Colorado Medicare Supplement Insurance and Long-term Care Insurance Minimum Standards - C.R.S. Title 10, Article 18 and Article 19 is a state statute published by leg.colorado.gov. It is one of the Colorado documents that insurance license exam questions are written from, including colorado life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- C.R.S. tit. 10 § 10-19-107 (1) (Long-term Care Insurance - Performance Standards)
“A long-term care insurance policy may not: (a) Be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder; or (b) Contain a provision establishing a new waiting period in the event...”
- C.R.S. tit. 10 § 10-19-113.3 (4) (Long-term Care Insurance - Incontestability Period)
“If an insurer has paid benefits under the long-term care insurance policy or certificate, the benefit payment may not be recovered by the insurer in the event that the policy or certificate is rescinded.”
- C.R.S. tit. 10 § 10-18-107 (Right to Examine Policy - Right to Refund of Premium)
“Medicare supplement policies or certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the policyholder or certificate holder shall have the right to return the policy or certificate within thirty days after...”
- C.R.S. tit. 10 § 10-18-103 (1) (Standards for Policy Provisions - Guarantee Issue)
“No medicare supplement insurance policy, contract, or certificate in force in this state shall contain benefits that duplicate benefits provided by medicare.”
- C.R.S. tit. 10 § 10-18-106 (1) (Medicare Supplement Disclosure Standards)
“In order to provide for full and fair disclosure in the sale of medicare supplement policies, no individual medicare supplement policy or certificate shall be delivered or issued for delivery in this state unless the outline of coverage as described in subsection (2) of this section is delivered to...”
- C.R.S. tit. 10 § 10-19-108 (2) (Requirements for preexisting conditions: six month exclusion window)
“(2) A long-term care insurance policy or certificate, other than a policy or certificate thereunder issued to a group as defined in section 10-19-103 (4)(a), shall not exclude coverage for a loss or confinement which is the result of a preexisting condition, unless such loss or confinement begins...”
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