Colorado Group and Blanket Health Insurance

What this document is

Colorado Group and Blanket Health Insurance - C.R.S. 10-16-214, 10-16-215 and Article 16 Part 1 group provisions (10-16-105, 105.1, 105.2, 106, 108) is a state statute published by leg.colorado.gov. It is one of the Colorado documents that insurance license exam questions are written from, including colorado life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• C.R.S. tit. 10 art. 16 § 10-16-215(2) (Blanket sickness and accident insurance: no individual application or certificate)

  “An individual application shall not be required from a person covered under a blanket sickness or accident policy or contract, nor shall it be necessary for the insurer to furnish each person a certificate.”

• C.R.S. tit. 10 art. 16 § 10-16-214(1)(b) (Group sickness and accident insurance: association groups)

  “Under a policy issued to an association, including a labor union, which has a constitution and bylaws and which is organized and maintained in good faith for purposes other than that of obtaining insurance, insuring at least twenty-five members of the association for the benefit of persons other...”

• C.R.S. tit. 10 art. 16 § 10-16-214(3)(a)(IV) (Group sickness and accident insurance: required policy provisions)

  “A provision that no agent has authority to change the policy or waive any of its provisions and that no change in the policy shall be valid unless approved by an officer of the insurer and evidenced by an endorsement on the policy or by rider or amendment to the policy signed by the insurer; but...”

• C.R.S. tit. 10 art. 16 § 10-16-105.1(2) (Guaranteed renewability: exceptions)

  “A carrier may refuse to renew or discontinue coverage under a health benefit plan only for the following reasons: (a) Nonpayment of the required premium or failure to timely pay premiums in accordance with the terms of the health benefit plan; (b) The policyholder or the policyholder's...”

• C.R.S. tit. 10 art. 16 § 10-16-108 (2) (Continuation privileges: group policies and group service contracts - reduction in hours of work)

  “(2) Group policies and group service contracts - reduction in hours of work. Every group policy or group service contract delivered or issued for delivery in this state by an insurer subject to part 2 of this article or by an entity subject to part 3 or 4 of this article that covers fulltime...”

• C.R.S. tit. 10 art. 16 § 10-16-108 (1)(a) and (1)(b) (Continuation privileges: group health benefit plans)

  “10-16-108. Continuation privileges. (1) Group health benefit plans. (a) Every employer group health benefit plan issued by a carrier must contain a provision specifying that if a covered employee's employment is terminated and the health benefit plan remains in force for active employees of the...”

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Questions about this source

More Colorado sources

• C.R.S. s. 10-3-1104: Unfair methods of competition and deceptive practicesState statute
• Colorado Individual Sickness and Accident Insurance Policy Provisions - C.R.S. Title 10, Article 16, Part 2 (10-16-201 to 213 and 216 to 222)State statute
• Colorado Insurance Code General Provisions Applicable to All Insurers - C.R.S. Title 10, Article 1, Parts 1-3State statute
• Colorado Group Life Insurance - C.R.S. Title 10, Article 7, Part 2 (10-7-201 to 10-7-207)State statute
• Colorado Life and Health Insurance Protection Association Act - C.R.S. Title 10, Article 20 (10-20-101 to 10-20-120)State statute
• Colorado Life Insurance and Annuity Contracts, Standard Nonforfeiture and Valuation - C.R.S. Title 10, Article 7, Parts 1, 3, 4, 5, 7 and 8State statute
• Colorado Medicare Supplement Insurance and Long-term Care Insurance Minimum Standards - C.R.S. Title 10, Article 18 and Article 19State statute
• Colorado Property and Casualty Insurance - C.R.S. Title 10, Article 4, Parts 1 to 6 (10-4-101 through 10-4-643): general, fire and inland marine rating, surety bonds, rate regulation, the Colorado Insurance Guaranty Association Act, and automobile insurance policy regulationState statute