State statute · Alaska

Alaska Statutes Title 28 (Motor Vehicles), Chapter 20

Motor Vehicle Liability Insurance and Financial Responsibility (AS 28.20.010 - 28.20.640)

Publisher: Alaska State Legislature, BASIS
Edition: Alaska Statutes 2025 as served by akleg.gov/basis/statutes.asp on 2026-09-29
Last checked: 2026-09-29
Status: AK statutes and administrative code, public domain

Edition and licensing notes

Publisher. Alaska State Legislature, BASIS (akleg.gov)

Status. AK statutes and administrative code, public domain (state government edict).

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What this document is

Alaska Statutes Title 28 (Motor Vehicles), Chapter 20 - Motor Vehicle Liability Insurance and Financial Responsibility (AS 28.20.010 - 28.20.640) is a state statute published by Alaska State Legislature, BASIS (akleg.gov). It is one of the Alaska documents that insurance license exam questions are written from, including alaska property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

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AS 28.20.630(2) (Definitions)
“means an owner's motor vehicle liability policy that covers all vehicles owned by the person that are subject to registration in this state, or if the person does not own a vehicle, proof required under AS 28.20.390.”
AS 28.20.325 (Exemption for certain employee-drivers; applicability to employer)
“If the driver at the time of an accident was driving, in the course and scope of employment, a vehicle owned, operated, or leased by the driver's employer, the security deposit, proof of future responsibility, and suspension provisions of this chapter apply to the employer and to the vehicles owned...”
AS 28.20.440(l) (Motor vehicle liability policy defined; required provisions)
“(l) Notwithstanding any other provisions of law, a person who resides in the same household as the person named as insured or a person who is a relative of the person named as insured shall be excluded from coverage under a motor vehicle liability policy if the person named as insured requests that...”
AS 28.20.580 (Assigned risk plans)
“When a plan is approved, all the insurance companies shall subscribe to it and participate in it, except a reciprocal insurer formed by and only insuring a group of municipalities or nonprofit utilities under AS 21.75, or a reciprocal insurer formed under AS 21.75 to provide marine insurance.”
AS 28.20.230(c) (Proof of financial responsibility for the future)
“(c) Notwithstanding any other provisions of this chapter, a person convicted of driving under the influence of an alcoholic beverage, inhalant, or controlled substance in violation of AS 28.35.030, or convicted of refusal to submit to a chemical test of breath under AS 28.35.032, shall maintain...”

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