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State statute · West Virginia

W. Va. Code ch. 33, Insurance

articles 6, 11, 13, 13C, 15, 16 and 16D, 203 sections

Publisher
West Virginia Legislature
Edition
West Virginia Code as posted at code.wvlegislature.gov
Last checked
2026-08-31
Status
US state statute
Edition and licensing notes

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

W. Va. Code ch. 33, Insurance: articles 6, 11, 13, 13C, 15, 16 and 16D (203 sections) is a state statute published by West Virginia Legislature. It is one of the West Virginia documents that insurance license exam questions are written from, including west virginia life & health, west virginia property & casualty, west virginia personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • W. Va. Code § 33-11-4(7)(b) (Unfair Discrimination: Accident and Sickness)
    “No person shall make or permit any unfair discrimination between individuals of the same class and of essentially the same hazard in the amount of premium policy fees, or rates charged for any policy or contract of accident and sickness insurance or in the benefits payable thereunder, or in any of...”
  • W. Va. Code § 33-11-4(4) (Boycott, Coercion and Intimidation)
    “No person shall enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance.”
  • W. Va. Code § 33-11-4(3) (Defamation)
    “No person shall make, publish, disseminate or circulate, directly or indirectly, or aid, abet or encourage the making, publishing, disseminating or circulating of any oral or written statement or any pamphlet, circular, article or literature which is false, or maliciously critical of or derogatory...”
  • W. Va. Code § 33-11-4(2) (False Information and Advertising)
    “an advertisement, announcement or statement containing any assertion, representation or statement with respect to the business of insurance or with respect to any person in the conduct of his or her insurance business, which is untrue, deceptive or misleading.”
  • W. Va. Code § 33-11-4(5) (False Statements and Entries)
    “No person shall knowingly file with any supervisory or other public official, or knowingly make, publish, disseminate, circulate or deliver to any person, or place before the public, or knowingly cause directly or indirectly, to be made, published, disseminated, circulated, delivered to any person,...”
  • W. Va. Code § 33-11-4(7)(a) (Unfair Discrimination: Life Insurance)
    “No person shall make or permit any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of the contract.”
  • W. Va. Code § 33-11-4(1)(b) (Misrepresentation of Dividends or Surplus)
    “(1) Misrepresentation and false advertising of insurance policies. -- No person shall make, issue, circulate, or cause to be made, issued or circulated, any estimate, circular, statement, sales presentation, omission or comparison which: (a) Misrepresents the benefits, advantages, conditions or...”
  • W. Va. Code § 33-11-4(6) (Stock Operations and Advisory Board Contracts)
    “No person shall issue or deliver or permit agents, officers or employees to issue or deliver, agency company stock or other capital stock, or benefit certificates or shares in any common-law corporation, or securities or any special or advisory board contracts or other contracts of any kind...”
  • W. Va. Code § 33-11-4(1)(a) (Misrepresentation of Policy Advantages)
    “(a) Misrepresents the benefits, advantages, conditions or terms of any insurance policy;”
  • W. Va. Code § 33-11-4(1)(e) (Misrepresentation by policy name or title)
    “(e) Uses any name or title of any insurance policy or class of insurance policies misrepresenting the true nature thereof;”
  • W. Va. Code § 33-11-4(1)(g) (Misrepresentation)
    “(g) Is a misrepresentation for the purpose of effecting a pledge or assignment of or effecting a loan against any insurance policy;”
  • W. Va. Code § 33-11-4(1)(d) (Misrepresentation and false advertising)
    “Is misleading or is a misrepresentation as to the financial condition of any person, or as to the legal reserve system upon which any life insurer operates;”

Practice this material

West Virginia Life & Health practice testWest Virginia Property & Casualty practice testWest Virginia Personal Lines practice test

Questions about this source

W. Va. Code ch. 33, Insurance: articles 6, 11, 13, 13C, 15, 16 and 16D (203 sections) is a state statute published by West Virginia Legislature. Edition: West Virginia Code as posted at code.wvlegislature.gov.

No. This page summarizes the document and links to the official version. Always rely on the text published by West Virginia Legislature for the current law.

Practice questions for West Virginia Life & Health, West Virginia Property & Casualty, West Virginia Personal Lines cite this document.

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