Oregon Department of Administrative Services, Risk Management - Insurance Clauses: Garage Insurance (garage liability and garagekeepers legal liability, what each covers)
Edition and licensing notes
Publisher. Oregon Department of Administrative Services, Risk Management (www.oregon.gov/das/risk)
Edition. undated page; retrieved 2026-09-29
Status. Publication of the Oregon Department of Administrative Services, Risk Management, a US state agency.
What this document is
Oregon Department of Administrative Services, Risk Management - Insurance Clauses: Garage Insurance (garage liability and garagekeepers legal liability, what each covers) is a reference published by Oregon Department of Administrative Services, Risk Management (www.oregon.gov/das/risk). It is one of the Oregon documents that insurance license exam questions are written from, including oregon property & casualty, oregon claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Oregon DAS Risk Management, Insurance Clauses: Garage Insurance (Garagekeepers Legal: Notes)
“It is intended to cover damage to an auto held by a garage in their care, custody and control.”
- Oregon Department of Administrative Services, Risk Management, Insurance Clauses: Garage Insurance, Garagekeepers Legal Liability Coverage, Setting Limits
“Insurance limits should be high enough to cover the value of any vehicles left for safekeeping (yours and others) at any time.”
- Oregon DAS Risk Management, Insurance Clauses: Garage Insurance (Garage: Notes)
“Garage Liability covers the legal liability of auto dealers, garages, repair shops, service stations and other auto-related businesses for claims of bodily injury and property damage arising out of business operations. Includes premises liability, products liability and automobile liability coverages.”
- Oregon DAS Risk Management, Insurance Clauses: Garage Insurance (Garagekeepers Legal: When do they apply?)
“Use whenever the contract involves leaving vehicles in the possession of any type of garage operation. When a vehicle is left at a garage (auto dealer, service station, repair shop and/or other related auto businesses for repairs/maintenance/service you should request garage liability insurance...”
- Oregon DAS Risk Management, Insurance Clauses: Garage Insurance (Garagekeepers Legal: Setting Limits)
“Insurance limits should be high enough to cover the value of any vehicles left for safekeeping (yours and others) at any time. Review the limits that the contractor carries to make sure that any per vehicle sub-limits are acceptable,”
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More Oregon sources
- ORS Chapter 746 - Trade Practices (selected Secs. 746.005-746.240)State statute
- Oregon Revised Statutes Chapter 742 - Insurance Policies Generally (152 sections, 742.001-742.710)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, first half (74 sections, 743.004-743.268)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, second half (116 sections, 743.269-743.826)State statute
- Oregon Revised Statutes Chapter 743A - Health Insurance Mandated Benefits (whole chapter, 743A.001-743A.335)State statute
- Oregon Revised Statutes Chapter 743B - Health Benefit Plans, first half (47 sections, 743B.001-743B.287)State statute
- Oregon Revised Statutes Chapter 743B - Health Benefit Plans, second half (50 sections, 743B.288-743B.810)State statute
- Oregon Revised Statutes Chapter 744 - Insurance Producers and Life Settlements, first half (60 sections, 744.052-744.367)State statute