Group and Blanket Accident and Health Insurance
Oklahoma Statutes Title 36 Articles 45 and 46, Secs. 36-4501 through 36-4605
Edition and licensing notes
Publisher. Oklahoma State Senate (oksenate.gov), Oklahoma Statutes Title 36
Status. US state statute; public domain.
What this document is
Oklahoma Statutes Title 36 Articles 45 and 46 - Group and Blanket Accident and Health Insurance (Secs. 36-4501 through 36-4605) is a state statute published by Oklahoma State Senate (oksenate.gov), Oklahoma Statutes Title 36. It is one of the Oklahoma documents that insurance license exam questions are written from, including oklahoma life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 36 O.S. § 4501(1) (Eligible Groups: associations and labor unions)
“Under a policy issued to an association, which has been in existence for at least twelve (12) months, including a labor union, which shall have a constitution and bylaws and which has been organized and is maintained in good faith for purposes other than that of obtaining insurance, insuring at...”
- 36 O.S. § 4504(B) (Blanket Accident and Health Insurance)
“An individual application need not be required from a person covered under a blanket accident and health policy or contract, nor shall it be necessary for the insurer to furnish each person a certificate.”
- 36 O.S. § 4502.1(E) (Conversion Privilege)
“The person who accepts the conversion policy shall become the insured and pay the premiums direct to the insurer.”
- 36 O.S. § 4502(A)(2) (Required Provisions: individual certificates)
“A provision that the insurer will furnish to the policyholder, for delivery to each employee or member of the insured group, an individual certificate setting forth in summary form a statement of the essential features of the insurance coverage of such employee or member and to whom benefits are...”
- 36 O.S. § 4505 (Group and Blanket Accident and Health Policy Provisions)
“no such policy of group or blanket accident and health insurance shall contain any provision relative to notice or proof of loss, or to the time for paying benefits, or to the time within which suit may be brought on the policy, which is less favorable to the individuals insured than would be...”
- 36 O.S. § 4502(A)(1) (Required Provisions: representations, not warranties)
“A provision that, in the absence of fraud, all statements made by the policyholder or by any insured person shall be deemed representations and not warranties, and that no statement made for the purpose of effecting insurance shall avoid such insurance or reduce benefits unless contained in a...”
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More Oklahoma sources
- Okla. Stat. tit. 36, ss. 36-1203/1204: Unfair methods of competition and deceptive acts prohibited and definedState statute
- Okla. Stat. tit. 36, s. 36-1435.4: License required for selling, soliciting, or negotiatingState statute
- Okla. Stat. tit. 36, s. 36-1435.13: Suspension, revocation, or refusal to issue or renew licenseState statute
- Okla. Stat. tit. 36, ss. 36-4001 to 36-4023: Standard provisions required in life insurance policiesState statute
- Okla. Stat. tit. 36, s. 36-4405: Accident and health policy provisions (mandatory and optional)State statute
- Oklahoma Statutes Title 36 Article 1 and following - General Provisions (Secs. 36-101 through 36-650)State statute
- Oklahoma Statutes Title 36 Article 12 - Trade Practices and Frauds (Secs. 36-1201 through 36-1260)State statute
- Oklahoma Statutes Title 36 Article 14 - Producer Licensing (Secs. 36-1415.2 through 36-1478)State statute