Regulation · Nevada

Insurance: Trade Practices and Frauds

Nevada Administrative Code Chapter 686A

Publisher: Nevada Legislature
Edition: NAC as compiled by the Legislative Counsel Bureau
Last checked: 2026-09-29
Status: US state statute/regulation

Edition and licensing notes

Publisher. Nevada Legislature (leg.state.nv.us)

Edition. NAC as compiled by the Legislative Counsel Bureau; page revision stamp "[Rev. 6/26/2026 12:03:30 PM]"

Status. US state statute/regulation; public domain (state government edict).

Read the official text Practice questions from this source

What this document is

Nevada Administrative Code Chapter 686A - Insurance: Trade Practices and Frauds is a regulation published by Nevada Legislature (leg.state.nv.us). It is one of the Nevada documents that insurance license exam questions are written from, including nevada property & casualty, nevada personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

NAC 686A.680(1)(b) (Standards applicable to insurers under automobile policies)
“The insurer may elect to make a cash settlement based upon the cost, less any deductible provided in the applicable policy, to purchase a comparable automobile including all applicable taxes, license fees and other fees incident to transfer of evidence of ownership of a comparable automobile.”
NAC 686A.600(1) (Scope and applicability)
“define certain minimum standards, violations of which, with a frequency which indicates a general business practice, will be deemed to constitute unfair claims settlement practices.”
NAC 686A.660(4) (Misrepresentation of provisions of a policy)
“No insurer may, except where there is a time limit specified in the insurance contract or policy, require a claimant to give written notice of loss or proof of loss within a specified time or seek to relieve the insurer of the obligations if the requirement is not complied with, unless the failure...”
NAC 686A.220(1) (Insurer prohibited from taking certain actions with respect to property or casualty insurance on basis of status of person as victim or potential victim of domestic violence; permissible bases for action; exceptions)
“Except as otherwise provided in this section, an insurer shall not: (a) Deny or refuse to accept an application for property or casualty insurance; (b) Refuse to issue or renew a policy of property or casualty insurance; (c) Cancel, restrict or otherwise terminate a policy of property or casualty...”
NAC 686A.665(1) (Insurer to acknowledge receipt of claim notice within certain period)
“Every insurer shall acknowledge the receipt of a claim notice within 20 working days after receipt of the claim notice unless payment of the claim is made within that time. If acknowledgment is made by means other than writing, an appropriate dated notation of the acknowledgment must be made in the...”
NAC 686A.680(4) (Standards applicable to insurers under automobile policies)
“An insurer may not require a claimant to travel unreasonably to inspect a replacement automobile, to obtain a repair estimate or to have the automobile repaired at a specific repair shop.”
NAC 686A.675(7) (Standards applicable to all insurers)
“Except for a claim involving health insurance, any case involving a claim in which there is a dispute over any portion of the insurance policy coverage, payment for the portion or portions not in dispute must be made notwithstanding the existence of the dispute where payment can be made without...”
NAC 686A.660(5) (Misrepresentation of provisions of a policy)
“No insurer may request a first-party claimant to sign a release which extends beyond the condition or occurrence which gave rise to the claim payment.”

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Questions about this source

Nevada Administrative Code Chapter 686A - Insurance: Trade Practices and Frauds is a regulation published by Nevada Legislature (leg.state.nv.us). Edition: NAC as compiled by the Legislative Counsel Bureau; page revision stamp "[Rev. 6/26/2026 12:03:30 PM]".

No. This page summarizes the document and links to the official version. Always rely on the text published by Nevada Legislature (leg.state.nv.us) for the current law.

Practice questions for Nevada Property & Casualty, Nevada Personal Lines cite this document.

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