Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67

What this document is

Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67 is a state statute published by pub.njleg.gov. It is one of the New Jersey documents that insurance license exam questions are written from, including new jersey life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• N.J.S.A. tit. 17B, § 27-51.12(b) (Continuation on Total Disability)

  “Continuation shall be available for any person who is covered by or eligible for Medicare, subject to any nonduplication of benefits provisions in the group policy.”

• N.J.S.A. tit. 17B, § 27-29 (Discretionary Groups)

  “A policy issued to insure any other group which, in the opinion of the commissioner, may be insured for group health insurance in accordance with sound underwriting principles.”

• N.J.S.A. tit. 17B, § 27-31 ("Employees" Defined)

  “The policy may provide that the term "employees" shall include the individual proprietor or partners of an individual proprietorship or a partnership. The policy may provide that the term "employees" shall include retired employees.”

• N.J.S.A. tit. 17B, § 27-35 (Policy Changes)

  “There shall be a provision that no agent has authority to change the policy or to waive any of its provisions and that no change in the policy shall be valid unless approved by an officer of the insurer and evidenced by endorsement on the policy, or by amendment to the policy signed by the policyholder and the insurer.”

• N.J.S.A. tit. 17B, § 27-38 (Certificate)

  “There shall be a provision that the insurer shall issue to the employer, the policyholder, or other person or association in whose name such policy is issued, for delivery to each employee or member, a certificate setting forth in summary form a statement of the essential features of the insurance...”

• N.J.S.A. 17B:27-53 (Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67)

  “If a policy dividend is hereafter declared or a reduction in rate is hereafter made or continued under any group insurance policy heretofore or hereafter issued to an employer, or to a labor union, or to the trustees of a fund established in whole or in part by an employer or a labor union, the...”

• N.J.S.A. 17B:27-30.5(b)(1) (Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67)

  “A group health insurance policy that provides coverage for an insured's dependent under which coverage of the dependent terminates at a specific age on or before the dependent's 30th birthday, and is delivered, issued, executed or renewed in this State pursuant to chapter 27 of Title 17B of the New...”

• N.J.S.A. 17B:27-30 (Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67)

  “Any group health insurance policy which contains provisions for the payment by the insurer of benefits for expenses incurred on account of hospital, nursing, medical, or surgical services for members of the family or dependents of a person in the insured group must, subject to payment of the...”

• N.J.S.A. 17B:27-45 (Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67)

  “There shall be a provision that indemnity for loss of life of the insured shall be payable to the beneficiary or beneficiaries designated by the insured, other than the policyholder or an officer thereof as such, or if no beneficiary is designated, to such other person or persons as shall be...”

• N.J.S.A. 17B:27-44 (Group and Blanket Health Insurance, N.J.S.A. 17B:27-26 through 17B:27-67)

  “There shall be a provision that all benefits payable under the policy other than benefits for loss of time will be payable not more than 60 days after receipt of proof, and that, subject to due proof of loss, all accrued benefits payable under the policy for loss of time will be paid not later than...”

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