State statute · North Carolina

North Carolina General Statutes Chapter 58, Articles 58 through 67 (final third)

Publisher: North Carolina General Assembly, ncleg.gov
Edition: North Carolina General Statutes Chapter 58, official text as captured by the Internet...
Last checked: 2026-08-31
Status: US state statute

Edition and licensing notes

Publisher. North Carolina General Assembly, ncleg.gov (retrieved via an Internet Archive snapshot of the official site)

Edition. North Carolina General Statutes Chapter 58, official text as captured by the Internet Archive

Status. US state statute; public domain.

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What this document is

North Carolina General Statutes Chapter 58, Articles 58 through 67 (final third) is a state statute published by North Carolina General Assembly, ncleg.gov (retrieved via an Internet Archive snapshot of the official site). It is one of the North Carolina documents that insurance license exam questions are written from, including north carolina life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.C. Gen. Stat. Chapter 58 § 58-58-260(f) (Advertising for viatical settlements; prohibited content)
“(f) An advertisement shall not: (1) Omit material information or use words, phrases, statements, references, or illustrations if the omission or use has the capacity, tendency, or effect of misleading or deceiving viators as to the nature or extent of any benefit, loss covered, premium payable, or...”
N.C. Gen. Stat. Chapter 58 § 58-60-135(c) (Standards for the disclosure document and buyer's guide)
“Where the buyer's guide and disclosure document are not provided at or before the time of application, a free-look period of no less than 15 days shall be provided for the applicant to return the annuity contract without penalty. This free-look period shall run concurrently with any other free-look...”
N.C. Gen. Stat. Chapter 58 § 58-63-15(4) (Boycott, Coercion and Intimidation)
“Boycott, Coercion and Intimidation. - Entering into any agreement to commit, or by any concerted action committing, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance.”
N.C. Gen. Stat. Chapter 58 § 58-60-15(a) (Disclosure requirements: Buyer's Guide and Policy Summary)
“The insurer shall provide to all prospective purchasers a Buyer's Guide and a Policy Summary prior to accepting any applicant's initial premium deposit, unless the policy for which application is made contains an unconditional refund provision of at least 10 days or unless the Policy Summary...”
N.C. Gen. Stat. Chapter 58 § 58-63-15(3) (Defamation)
“Defamation. - Making, publishing, disseminating, or circulating, directly or indirectly, or aiding, abetting or encouraging the making, publishing, disseminating or circulating of any oral or written statement or any pamphlet, circular, article or literature which is false, or maliciously critical...”
N.C. Gen. Stat. Chapter 58 § 58-60-20(d) (General Rules Relating to Solicitation: Dividend References)
“(d) Any reference to policy dividends must include a statement that dividends are not guaranteed.”
N.C. Gen. Stat. Chapter 58 § 58-67-50(a)(2) (Evidence of coverage; filing and approval)
“No evidence of coverage, or amendment thereto, shall be issued or delivered to any person in this State until a copy of the form of the evidence of coverage, or amendment thereto, has been filed with and approved by the Commissioner.”
N.C. Gen. Stat. Chapter 58 § 58-58-230(d) (Examinations)
“(d) When making an examination under this Part, the Commissioner may retain attorneys, appraisers, independent actuaries, independent certified public accountants, or other professionals and specialists as examiners, the reasonable cost of which shall be borne by the licensee that is the subject of the examination.”
N.C. Gen. Stat. Chapter 58 § 58-60-30 (Failure to comply)
“The failure of an insurer to provide or deliver a Buyer's Guide, or a Policy Summary as provided in G.S. 58-60-15(a) and (b) shall constitute an omission which misrepresents the benefits, advantages, conditions or terms of an insurance policy within the meaning of G.S. 58-58-40 and Article 63...”
N.C. Gen. Stat. Chapter 58 § 58-58-230(c) (Examinations)
“(c) In lieu of an examination of any foreign or alien person licensed under this Part, the Commissioner may accept an examination report on the licensee prepared by the appropriate viatical settlement regulator for the licensee's state of domicile or port-of-entry state.”
N.C. Gen. Stat. Chapter 58 § 58-67-10(a) (Establishment of health maintenance organizations; license required)
“No person shall establish or operate a health maintenance organization in this State, nor sell or offer to sell, or solicit offers to purchase or receive advance or periodic consideration in conjunction with a health maintenance organization without obtaining a license under this Article.”
N.C. Gen. Stat. Chapter 58 § 58-67-115(a) (Hold harmless agreements; enrollee protection)
“No participating provider, or agent, trustee, or assignee thereof, may maintain any action at law against a subscriber or enrollee to collect sums owed by the HMO.”

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North Carolina Life & Health practice test

Questions about this source

North Carolina General Statutes Chapter 58, Articles 58 through 67 (final third) is a state statute published by North Carolina General Assembly, ncleg.gov (retrieved via an Internet Archive snapshot of the official site). Edition: North Carolina General Statutes Chapter 58, official text as captured by the Internet Archive.

No. This page summarizes the document and links to the official version. Always rely on the text published by North Carolina General Assembly, ncleg.gov (retrieved via an Internet Archive snapshot of the official site) for the current law.

Practice questions for North Carolina Life & Health cite this document.

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