Comprehensive Health Insurance

What this document is

Minnesota Statutes Chapter 62E - Comprehensive Health Insurance (Secs. 62E.01 onward) is a state statute published by Minnesota Office of the Revisor of Statutes (revisor.mn.gov). It is one of the Minnesota documents that insurance license exam questions are written from, including minnesota life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Minn. Stat. Chapter 62E § 62E.01 (Citation)

  “Sections 62E.01 to 62E.17 may be cited as the "Minnesota Comprehensive Health Insurance Act of 1976."”

• Minn. Stat. Chapter 62E § 62E.06, subds. 2 and 3 (Minimum Benefits of Qualified Plan: number two and number one plans)

  “Subd. 2. Number two plan. A plan of health coverage shall be certified as a number two qualified plan if it meets the requirements established by subdivision 1 except that the deductible shall not exceed $500 per person. Subd. 3. Number one plan. A plan of health coverage shall be certified as a...”

• Minn. Stat. § 62E.02, subd. 13 (Eligible Person)

  “(b) No individual is eligible for coverage under a qualified or a Medicare supplement plan issued by the association for whom a premium is paid or reimbursed by the medical assistance program as of the first day of any term for which a premium amount is paid or reimbursed.”

• Minn. Stat. § 62E.06, subd. 4 (Health Maintenance Plans)

  “A health maintenance organization which provides the services required by chapter 62D shall be deemed to be providing a number three qualified plan.”

• Minn. Stat. § 62E.02, subd. 4 (Qualified Plan)

  “"Qualified plan" means those health benefit plans which have been certified by the commissioner as providing the minimum benefits required by section 62E.06 or the actuarial equivalent of those benefits.”

• Minn. Stat. § 62E.14, subd. 7 (Terminations of conversion policies)

  “(a) A Minnesota resident who is covered by a conversion policy or contract of health coverage may enroll in the comprehensive health plan with a waiver of the preexisting condition limitation in subdivision 3 and a waiver of the evidence of rejection in subdivision 1, paragraph (c), at any time for...”

• Minn. Stat. § 62E.15, subd. 5 (Initial notification of the state plan)

  “Every insurer and health maintenance organization before issuing a conversion policy or contract of health insurance shall: (1) notify the applicant of the existence of the state plan, the requirements for being accepted in it, the procedure for applying to it, and the plan rates; and (2) provide...”

• Minn. Stat. § 62E.08, subd. 1 (State plan premium; establishment)

  “In establishing premiums pursuant to this section, the association shall utilize generally accepted actuarial principles, provided that the association shall not discriminate in charging premiums based upon sex.”

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