Minnesota Statutes Chapter 62A, second half

What this document is

Minnesota Statutes Chapter 62A, second half (Secs. 62A.3099 through 62A.673) is a state statute published by Minnesota Office of the Revisor of Statutes (revisor.mn.gov). It is one of the Minnesota documents that insurance license exam questions are written from, including minnesota life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Minn. Stat. Chapter 62A § 62A.38 (Notice of Free Examination)

  “Medicare supplement policies or certificates, other than those issued pursuant to direct response solicitation, shall have a notice prominently printed on the first page of the policy or attached thereto stating in substance that the policyholder or certificate holder shall have the right to return...”

• Minn. Stat. Chapter 62A § 62A.31, subd. 1k(d) (Guaranteed Renewability: Loss of Group Membership)

  “If an individual is a certificate holder in a group Medicare supplement insurance policy and the individual terminates membership in the group, the issuer of the policy shall offer the certificate holder the conversion opportunities described in this clause; or offer the certificate holder...”

• Minn. Stat. Chapter 62A § 62A.31, subd. 1k(c) (Guaranteed Renewability: Termination of the Group Policy)

  “If a group Medicare supplement insurance policy is terminated by the group policyholder and is not replaced as provided in this clause, the issuer shall offer certificate holders an individual Medicare supplement policy which, at the option of the certificate holder, provides for continuation of...”

• Minn. Stat. Chapter 62A § 62A.65, subd. 5(b) (Portability and Conversion of Coverage)

  “A health carrier must offer an individual health plan to any individual previously covered under a group health plan issued by that health carrier, regardless of the size of the group, so long as the individual maintained continuous coverage as defined in section 62L.02 . If the individual has...”

• Minn. Stat. Chapter 62A § 62A.31, subd. 1h (Limitations on Denials, Conditions, and Pricing of Coverage)

  “No health carrier issuing Medicare-related coverage in this state may impose preexisting condition limitations or otherwise deny or condition the issuance or effectiveness of any such coverage available for sale in this state, nor may it discriminate in the pricing of such coverage, because of the...”

• Minn. Stat. Chapter 62A § 62A.31, subd. 1e (Delivery of Outline of Coverage)

  “An outline of coverage as provided in section 62A.39 must be delivered at the time of application and prior to payment of any premium and, except for direct response policies, an acknowledgment of receipt of this outline must be obtained from the applicant.”

• Minn. Stat. Chapter 62A § 62A.44, subd. 2(d) (Notice Regarding Replacement of Medicare Supplement Coverage)

  “Upon determining that a sale will involve replacement of Medicare supplement coverage, any issuer, other than a direct response issuer, or its agent, shall furnish the applicant, before issuance or delivery of the Medicare supplement policy or certificate, a notice regarding replacement of Medicare...”

• Minn. Stat. Chapter 62A § 62A.49, subd. 1 (Home Care Services Coverage, Generally)

  “Section 62A.48 does not prohibit the sale of policies, certificates, subscriber contracts, or other evidences of coverage that provide home care services only. Home care services only policies may be sold, provided that they meet the requirements set forth in sections 62A.46 to 62A.56 , except that...”

• Minn. Stat. Chapter 62A § 62A.50, subd. 1 (Disclosures and Representations, Seal or Emblems)

  “No graphic seal or emblem shall be displayed on any policy, or in connection with promotional materials on policy solicitations, that may reasonably be expected to convey to the purchaser that the policy form is approved, endorsed, or certified by a state or local unit of government or agency, the...”

• Minn. Stat. Chapter 62A § 62A.4522 (Agents)

  “No individual may apply, procure, negotiate, or place for others any policy or contract of a prepaid limited health service organization unless that individual holds a license or is otherwise authorized to sell accident and health insurance policies, nonprofit health service plan contracts, or...”

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