Massachusetts group life insurance

What this document is

Massachusetts group life insurance: M.G.L. c. 175, ss. 133-138A is a state statute published by malegislature.gov. It is one of the Massachusetts documents that insurance license exam questions are written from, including massachusetts life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• M.G.L. ch. 175 § 134, provision 4 (Required certificate and conversion provision)

  “Except in the case of a policy issued under clause (c) or (f) of section one hundred and thirty-three, that the company will issue to the employer, for delivery to each employee whose life is insured under the policy, an individual certificate specifying his insurance coverage under the policy, the...”

• M.G.L. ch. 175 § 134A (Conversion from group life policy; notice to certificate-holder)

  “If any individual insured under a group life insurance policy hereafter issued becomes entitled under the terms of such policy to convert to another type of life insurance within a specified time after the happening of an event, such certificate-holder shall be notified of such privilege and its...”

• M.G.L. ch. 175 § 133 (Group life insurance defined; dependents' coverage and certificates)

  “Notwithstanding provision 4 of section one hundred and thirty-four, only one certificate need be issued for delivery to an insured person if a statement concerning any dependents' coverage is included in such certificate.”

• M.G.L. ch. 175 § 133A (Requirements for other group life insurance policies)

  “Group life insurance offered to a resident of the commonwealth under a group life insurance policy issued to a group other than one described in section 133 shall be subject to the following requirements:- (a) A group life insurance policy shall not be delivered in the commonwealth unless the...”

• M.G.L. ch. 175 § 133 (Group life insurance defined; spouse conversion rights on termination)

  “Upon termination of the insurance with respect to the spouse of any employee by reason of the employee's termination of employment or death, the spouse insured pursuant to this section shall have the same conversion rights as to the insurance on his or her life as is provided for the employee under...”

• M.G.L. ch. 175 § 136 (Group life policies; exemption from loan provision)

  “Section 136. Such policies shall be exempt from any loan provision or requirement. Any equity of the insured in a group life insurance policy at the time of default in the payment of a premium, whether that equity exists by reason of the terms of the policy or by law, shall be applied to purchase...”

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More Massachusetts sources

• M.G.L. Chapter 176D - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (Secs. 1, 2, 3, 3A, 4, 5, 11)State statute
• Massachusetts accident and health / disability policy provisions: M.G.L. c. 175, ss. 108-108N, 110A-110M, 111State statute
• M.G.L. ch. 176D, Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (complete chapter)State statute
• Massachusetts insurance contract and general provisions applicable to all insurers: M.G.L. c. 175, ss. 2, 2A, 2B, 3, 181-194State statute
• Massachusetts group and blanket health insurance: M.G.L. c. 175, ss. 110, 110D, 110G, 110I, 110J, 110K, 110LState statute
• Massachusetts life insurance and annuity contracts, including standard policy provisions: M.G.L. c. 175, ss. 118-132A1/2, 139-146A, 149, 204State statute
• Massachusetts Life and Health Insurance Guaranty Association Law: M.G.L. c. 175, s. 146BState statute
• Massachusetts Medicare supplement and long-term care insurance minimum standards: M.G.L. c. 175 s. 205; c. 176K ss. 1-9; c. 176U ss. 1-9State statute