Massachusetts Medicare supplement and long-term care insurance minimum standards
M.G.L. c. 175 s. 205; c. 176K ss. 1-9; c. 176U ss. 1-9
Edition and licensing notes
Edition. Massachusetts General Laws, General Court web edition; the source site states it "includes all amendments to the General Laws passed before May 31, 2026" (statement taken verbatim from https://malegislature.gov/Laws/GeneralLaws)
Status. MA statutes, public domain (state government edict).
What this document is
Massachusetts Medicare supplement and long-term care insurance minimum standards: M.G.L. c. 175 s. 205; c. 176K ss. 1-9; c. 176U ss. 1-9 is a state statute published by malegislature.gov. It is one of the Massachusetts documents that insurance license exam questions are written from, including massachusetts life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- M.G.L. ch. 176U § 4(e) (Effect of rescission on benefits paid)
“If an insurer has paid benefits under a long-term care insurance policy or certificate, the insurer shall not be entitled to recover the benefit payments if the policy or certificate is rescinded.”
- M.G.L. ch. 176U § 3(f)(1) (Outline of coverage delivery)
“An outline of coverage shall be delivered to a prospective applicant for long-term care insurance through means that prominently direct the attention of the recipient to the document and its purpose. In the case of producer solicitations, an insurance producer shall deliver the outline of coverage...”
- M.G.L. ch. 176U § 3(c) (Prohibited eligibility conditions)
“A long-term care insurance policy shall not be delivered or issued for delivery in the commonwealth if the policy: (i) conditions eligibility for any benefits on a prior hospitalization requirement; (ii) conditions eligibility for benefits provided in an institutional care setting on the receipt of...”
- M.G.L. ch. 176U § 3(a) (Prohibited policy provisions)
“A long-term care insurance policy shall not: (i) be cancelled, nonrenewed or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder; (ii) contain a provision establishing a new waiting period in the event...”
- M.G.L. ch. 176K § 3(b) (No waiting period or preexisting condition limitation)
“No policy for medicare supplement insurance or medicare select insurance or a policy issued pursuant to a risk or cost contract may contain any waiting period or pre-existing condition limitation or exclusion.”
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More Massachusetts sources
- M.G.L. Chapter 176D - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (Secs. 1, 2, 3, 3A, 4, 5, 11)State statute
- Massachusetts accident and health / disability policy provisions: M.G.L. c. 175, ss. 108-108N, 110A-110M, 111State statute
- M.G.L. ch. 176D, Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (complete chapter)State statute
- Massachusetts insurance contract and general provisions applicable to all insurers: M.G.L. c. 175, ss. 2, 2A, 2B, 3, 181-194State statute
- Massachusetts group and blanket health insurance: M.G.L. c. 175, ss. 110, 110D, 110G, 110I, 110J, 110K, 110LState statute
- Massachusetts group life insurance: M.G.L. c. 175, ss. 133-138AState statute
- Massachusetts life insurance and annuity contracts, including standard policy provisions: M.G.L. c. 175, ss. 118-132A1/2, 139-146A, 149, 204State statute
- Massachusetts Life and Health Insurance Guaranty Association Law: M.G.L. c. 175, s. 146BState statute