State statute · Illinois

Insurance Information and Privacy Protection

215 ILCS 5, Article XL, Secs. 1001 through 1024, 25 sections

Publisher: Illinois General Assembly, Legislative Reference Bureau
Edition: Illinois Compiled Statutes as published by the Legislative Reference Bureau. The...
Last checked: 2026-09-17
Status: Illinois Compiled Statutes, public domain

Edition and licensing notes

Publisher. Illinois General Assembly, Legislative Reference Bureau (ilga.gov)

Edition. Illinois Compiled Statutes as published by the Legislative Reference Bureau. The publisher's own currency statement on the full-text page reads: "Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law... Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database." Retrieved 2026-09-17.

Status. Illinois Compiled Statutes, public domain (Illinois General Assembly).

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What this document is

215 ILCS 5, Article XL - Insurance Information and Privacy Protection (Secs. 1001 through 1024, 25 sections) is a state statute published by Illinois General Assembly, Legislative Reference Bureau (ilga.gov). It is one of the Illinois documents that insurance license exam questions are written from, including illinois property & casualty, illinois personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

215 ILCS 5/1008(A) (Investigative Consumer Reports)
“No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance...”
215 ILCS 5/1007(G) (Content of disclosure authorization forms; length of time authorization remains valid)
“(G) specifies the length of time such authorization shall remain valid, which shall be no longer than: (1) in the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement or a request for change in...”
215 ILCS 5/1012 (Information Concerning Previous Adverse Underwriting Decisions)
“No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (A) any previous adverse underwriting decision experienced by an individual, or (B) any previous insurance coverage obtained by an individual through a...”
215 ILCS 5/1013 (Previous Adverse Underwriting Decisions)
“No insurance institution or agent may base an adverse underwriting decision in whole or in part: (A) on the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism; provided, however, an insurance...”
215 ILCS 5/1004 (Pretext Interviews)
“Sec. 1004. Pretext Interviews. No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction; provided, however, a pretext interview may be undertaken to obtain information...”
215 ILCS 5/1022 (Immunity)
“Sec. 1022. Immunity. No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged information in accordance with this Article, nor shall such a cause of action arise against any person for furnishing personal...”

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Questions about this source

215 ILCS 5, Article XL - Insurance Information and Privacy Protection (Secs. 1001 through 1024, 25 sections) is a state statute published by Illinois General Assembly, Legislative Reference Bureau (ilga.gov). Edition: Illinois Compiled Statutes as published by the Legislative Reference Bureau. The publisher's own currency statement on the full-text page reads: "Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law... Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database." Retrieved 2026-09-17..

No. This page summarizes the document and links to the official version. Always rely on the text published by Illinois General Assembly, Legislative Reference Bureau (ilga.gov) for the current law.

Practice questions for Illinois Property & Casualty, Illinois Personal Lines cite this document.

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