215 ILCS 5, Article XXXVIIIA, Secs. 801.1 through 817.1, 16 sections: Mine Subsidence Insurance
Edition and licensing notes
Publisher. Illinois General Assembly, Legislative Reference Bureau (ilga.gov)
Edition. Illinois Compiled Statutes as published by the Legislative Reference Bureau. The publisher's own currency statement on the full-text page reads: "Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process. Recent laws may not yet be included in the ILCS database, but they are found on this site as Public Acts soon after they become law... Because the statute database is maintained primarily for legislative drafting purposes, statutory changes are sometimes included in the statute database before they take effect. If the source note at the end of a Section of the statutes includes a Public Act that has not yet taken effect, the version of the law that is currently in effect may have already been removed from the database." Retrieved 2026-09-17.
Status. Illinois Compiled Statutes, public domain (Illinois General Assembly).
What this document is
215 ILCS 5, Article XXXVIIIA - Mine Subsidence Insurance (Secs. 801.1 through 817.1, 16 sections) is a state statute published by Illinois General Assembly, Legislative Reference Bureau (ilga.gov). It is one of the Illinois documents that insurance license exam questions are written from, including illinois property & casualty, illinois personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 215 ILCS 5/809.1 (Arbitration)
“In the event of a dispute between a policyholder and an insurer as to whether a residence or commercial building covered by mine subsidence insurance has been damaged by mine subsidence, a policyholder shall have the right to submit that dispute to arbitration in accordance with this Section. No...”
- 215 ILCS 5/808.1 (Right of Insurers to Refuse to Provide Mine Subsidence Coverage) (Text of Section before amendment by P.A. 104-519, eff. 1-1-27)
“An insurer may refuse to provide mine subsidence coverage on a residence or commercial building evidencing unrepaired mine subsidence damage until such damage has been repaired.”
- 215 ILCS 5/805.1(c) (Mine Subsidence Coverage) (Text of Section before amendment by P.A. 104-519, eff. 1-1-27)
“For all policies issued or renewed on or after January 1, 1996, the amount of reinsurance available from the Fund shall not be less than $200,000 per residence, $200,000 per commercial building, or $15,000 per living unit. The Fund may, from time to time, adjust the amount of reinsurance available...”
- 215 ILCS 5/814.1 (Right of Recourse)
“(a) The Fund shall have no right of recourse against the insurer, once the Fund has reimbursed the insurer for any particular loss, unless the insurer has failed to settle that loss in its customary manner, or in case of fraud by the insurer. (b) The Fund may seek recovery against the policyholder...”
- 215 ILCS 5/805.1(a) (Mine Subsidence Coverage)
“Beginning January 1, 1994, every policy issued or renewed insuring a residence on a direct basis shall include, at a separately stated premium, residential coverage unless waived in writing by the insured.”
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