State statute · Idaho

Idaho Code Title 41, Chapter 44

Medicare Supplement Insurance Minimum Standards (41-4401 through 41-4411) and Chapter 46 - Long-Term Care Insurance Act (41-4601 through 41-4611)

Publisher: legislature.idaho.gov
Edition: current through the 2026 regular session
Last checked: 2026-09-02
Status: ID statutes, public domain

Edition and licensing notes

Edition. current through the 2026 regular session (source pages state: "Idaho Statutes are updated to the website July 1 following the legislative session")

Status. ID statutes, public domain (state government edict).

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What this document is

Idaho Code Title 41, Chapter 44 - Medicare Supplement Insurance Minimum Standards (41-4401 through 41-4411) and Chapter 46 - Long-Term Care Insurance Act (41-4601 through 41-4611) is a state statute published by legislature.idaho.gov. It is one of the Idaho documents that insurance license exam questions are written from, including idaho life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Idaho Code tit. 41 ch. 44 § 41-4404(2) (Standards for Policy Provisions)
“(2) Notwithstanding any other provision of law of this state, a medicare supplement policy or certificate shall not exclude or limit benefits for loss incurred more than six (6) months from the effective date of coverage because it involved a preexisting condition. The policy or certificate shall...”
Idaho Code tit. 41 ch. 44 § 41-4407 (Notice of Free Examination)
“41-4407. NOTICE OF FREE EXAMINATION. Medicare supplement policies and certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the applicant shall have the right to return the policy or certificate within...”
Idaho Code tit. 41 ch. 46 § 41-4606(2) (Incontestability Period)
“41-4606. INCONTESTABILITY PERIOD. (1) For a policy or certificate that has been in force for less than six (6) months an insurer may rescind a longterm care insurance policy or certificate or deny an otherwise valid longterm care insurance claim upon a showing of misrepresentation that is material...”
Idaho Code tit. 41 ch. 46 § 41-4607(1) (Nonforfeiture Benefits)
“(1) Except as provided in subsection (2) of this section, a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonforfeiture benefit....”

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Questions about this source

Idaho Code Title 41, Chapter 44 - Medicare Supplement Insurance Minimum Standards (41-4401 through 41-4411) and Chapter 46 - Long-Term Care Insurance Act (41-4601 through 41-4611) is a state statute published by legislature.idaho.gov. Edition: current through the 2026 regular session (source pages state: "Idaho Statutes are updated to the website July 1 following the legislative session").

No. This page summarizes the document and links to the official version. Always rely on the text published by legislature.idaho.gov for the current law.

Practice questions for Idaho Life & Health cite this document.

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