State statute · Idaho

Idaho Code Title 41, Chapter 43

Idaho Life and Health Insurance Guaranty Association Act (Idaho Code 41-4301 through 41-4320)

Publisher: legislature.idaho.gov
Edition: current through the 2026 regular session
Last checked: 2026-09-02
Status: ID statutes, public domain

Edition and licensing notes

Edition. current through the 2026 regular session (source pages state: "Idaho Statutes are updated to the website July 1 following the legislative session"); this chapter's newest history note is "am. 2025"

Status. ID statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

Idaho Code Title 41, Chapter 43 - Idaho Life and Health Insurance Guaranty Association Act (Idaho Code 41-4301 through 41-4320) is a state statute published by legislature.idaho.gov. It is one of the Idaho documents that insurance license exam questions are written from, including idaho life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

Idaho Code tit. 41 § 41-4319 (Prohibited Advertisement of Insurance Guaranty Association Act in Commercial Sales)
“No person, including an insurer, agent or affiliate of an insurer shall make, publish, disseminate, circulate or place before the public, or cause directly or indirectly, to be made, published, disseminated, circulated or placed before the public, in any newspaper, magazine or other publication, or...”
Idaho Code tit. 41 § 41-4303(3)(a) (Coverage and Limitations: Benefit Limits)
“(3) The benefits that the association may become obligated to cover shall in no event exceed the lesser of: (a) The contractual obligations for which the insurer is liable or would have been liable if it were not an impaired or insolvent insurer;”
Idaho Code tit. 41 § 41-4303(2)(b)(i) (Coverage and Limitations: Excluded Portions)
“(b) The provisions of this chapter shall not provide coverage for: (i) A portion of a policy or contract not guaranteed by the insurer, or under which the risk is borne by the policy or contract owner;”
Idaho Code tit. 41 § 41-4303(1)(b) (Coverage and Limitations: Covered Persons)
“(b) To persons who are owners of or certificate holders under the policies or contracts, other than structured settlement annuities, and in each case who: (i) Are residents; or (ii) Are not residents, but only under all of the following conditions: 1. The insurer that issued the policies or...”
Idaho Code tit. 41 § 41-4303(1)(d) (Coverage and Limitations: Persons Not Covered)
“(d) The provisions of this chapter shall not provide coverage to: (i) A person who is a payee or beneficiary of a contract owner resident of this state, if the payee or beneficiary is afforded any coverage by the association of another state; or (ii) A person who acquires rights to receive payments...”
Idaho Code tit. 41 § 41-4308(2)(b)(iii) and (iv) (Powers and Duties of the Association)
“(iii) With respect to non-group life and health insurance policies and annuities covered by the association, make available to each known insured or annuitant, or owner if other than the insured or annuitant, and with respect to an individual formerly insured or formerly an annuitant under a group...”
Idaho Code tit. 41 § 41-4313(1) (Credits for Assessments Paid)
“(1) A member insurer may offset against its premium tax liability to this state an assessment described in section 41-4309(8), Idaho Code, to the extent of twenty percent (20%) of the amount of the assessment for each of five (5) calendar years beginning with the premium tax due under section...”

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Idaho Life & Health practice test

Questions about this source

Idaho Code Title 41, Chapter 43 - Idaho Life and Health Insurance Guaranty Association Act (Idaho Code 41-4301 through 41-4320) is a state statute published by legislature.idaho.gov. Edition: current through the 2026 regular session (source pages state: "Idaho Statutes are updated to the website July 1 following the legislative session"); this chapter's newest history note is "am. 2025".

No. This page summarizes the document and links to the official version. Always rely on the text published by legislature.idaho.gov for the current law.

Practice questions for Idaho Life & Health cite this document.

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