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Regulation · Delaware

609 Limitations on Automobile Surcharges in Voluntary Markets and the Assigned Risk Plan

Delaware Administrative Code Title 18 (Insurance), Regulation 609

Publisher
Delaware Department of Insurance
Edition
Delaware Administrative Code as served by the Registrar of Regulations API on 2026-09-29
Last checked
2026-09-29
Status
Delaware Administrative Code, public domain
Edition and licensing notes

Publisher. Delaware Department of Insurance; published by the Delaware Registrar of Regulations (regulations.delaware.gov)

Status. Delaware Administrative Code, public domain (state government edict).

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What this document is

Delaware Administrative Code Title 18 (Insurance), Regulation 609 - 609 Limitations on Automobile Surcharges in Voluntary Markets and the Assigned Risk Plan is a regulation published by Delaware Department of Insurance; published by the Delaware Registrar of Regulations (regulations.delaware.gov). It is one of the Delaware documents that insurance license exam questions are written from, including delaware property & casualty, delaware personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • 18 DE Admin. Code 609 § 5.2.2 (Assigned risk program; offer of standard coverage after one year)
    “Each named insured who has been assigned to an insurer shall be offered coverage in the insurer's standard market, if the insurer has a standard market, at the end of one year if the named insured has not had a chargeable at fault accident or points assessed in the three years immediately preceding...”
  • 18 DE Admin. Code 609 § 5.1.5 (Surcharge plans)
    “No insurer shall use any surcharge program which results in an insured being both assessed a percentage charge or dollar amount and placed in a higher pricing tier arising from the same accident or violation. This limitation does not apply if the insurer would be permitted under State law to cancel...”
  • 18 DE Admin. Code 609 § 5.1.4 (Surcharge plans)
    “No insurer shall surcharge for any period which exceeds three years from the date when that surcharge was first imposed by the insurer.”

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Questions about this source

Delaware Administrative Code Title 18 (Insurance), Regulation 609 - 609 Limitations on Automobile Surcharges in Voluntary Markets and the Assigned Risk Plan is a regulation published by Delaware Department of Insurance; published by the Delaware Registrar of Regulations (regulations.delaware.gov). Edition: Delaware Administrative Code as served by the Registrar of Regulations API on 2026-09-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Delaware Department of Insurance; published by the Delaware Registrar of Regulations (regulations.delaware.gov) for the current law.

Practice questions for Delaware Property & Casualty, Delaware Personal Lines cite this document.

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