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State statute · Alabama

Casualty Insurance Contracts (27-23-1 to 27-23-28)

Alabama Code Title 27 (Insurance) Chapter 23

Publisher
Legislative Services Agency of the Alabama Legislature
Edition
Code of Alabama as served by ALISON on 2026-09-29
Last checked
2026-09-29
Status
Code of Alabama, public domain
Edition and licensing notes

Publisher. Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us)

Status. Code of Alabama, public domain (state government edict).

Read the official textPractice questions from this source

What this document is

Alabama Code Title 27 (Insurance) Chapter 23 - Casualty Insurance Contracts (27-23-1 to 27-23-28) is a state statute published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us). It is one of the Alabama documents that insurance license exam questions are written from, including alabama property & casualty, alabama personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Ala. Code Section 27-23-24 (Notice of Cancellation; Availability of Assigned Risk Plan Notification)
    “When a policy is cancelled other than for nonpayment of premium, the insurer shall notify the named insured of his possible eligibility for insurance through the automobile assigned risk plan.”
  • Ala. Code Section 27-23-23 (Notice of Cancellation - Time; Reasons)
    “No notice of cancellation of a policy to which Section 27-23-21 applies shall be effective unless mailed or delivered by the insurer to the named insured at least 20 days prior to the effective date of cancellation; provided, however, that where cancellation is for nonpayment of premium, at least...”
  • Ala. Code Section 27-23-25 (Notice of Cancellation - Proof of Notice)
    “Proof of mailing of notice of cancellation or of reasons for cancellation to the named insured at the address shown in the policy shall be sufficient proof of notice.”
  • Ala. Code Section 27-23-22 (Effect of Renewal)
    “Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of such renewal.”
  • Ala. Code Section 27-23-1 (When Insurer's Liability Absolute)
    “whenever a loss occurs on account of a casualty covered by such contract of insurance, the liability of the insurer shall become absolute and the payment of the loss shall not depend upon the satisfaction by the insured of a final judgment against him for loss, or damage, or death occasioned by the...”
  • Ala. Code Section 27-23-1 (When Insurer Liability Absolute)
    “whenever a loss occurs on account of a casualty covered by such contract of insurance, the liability of the insurer shall become absolute and the payment of the loss shall not depend upon the satisfaction by the insured of a final judgment against him for loss, or damage, or death occasioned by the casualty.”
  • Ala. Code Section 27-23-27 (Liability of Insurer for Statements)
    “There shall be no liability on the part of and no cause of action of any nature shall arise against any insurer, its authorized representative, its agents, its employees, or any firm, person, or corporation furnishing to the insurer information as to reasons for cancellation for any statement made...”
  • Ala. Code Section 27-23-21(a)(4) (Reasons for Cancellation)
    “(4) The named insured failed to disclose fully his motor vehicle accidents and moving traffic violations for the preceding 36 months if called for in the application;”
  • Ala. Code Section 27-23-21(b) (Reasons for Cancellation)
    “This section shall not apply to any policy of automobile liability insurance which has been in effect less than 60 days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.”
  • Ala. Code Section 27-23-24 (Notice of Cancellation - Availability of Assigned Risk Plan Notification)
    “When a policy is cancelled other than for nonpayment of premium, the insurer shall notify the named insured of his possible eligibility for insurance through the automobile assigned risk plan.”
  • Ala. Code Section 27-23-28 (Applicability of Article to Nonrenewal)
    “§ 27-23-28. Applicability of Article to Nonrenewal. Nothing in this article shall apply to nonrenewal.”

Practice this material

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Questions about this source

Alabama Code Title 27 (Insurance) Chapter 23 - Casualty Insurance Contracts (27-23-1 to 27-23-28) is a state statute published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us). Edition: Code of Alabama as served by ALISON on 2026-09-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us) for the current law.

Practice questions for Alabama Property & Casualty, Alabama Personal Lines cite this document.

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