ADJ Licensing Examination
Adjuster Practice Test
Free, full-length Adjuster practice built from official insurance statutory codes and NAIC model acts, with every answer verified against the regulation or policy rule it cites and weighted to match the real ADJ topic mix.
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- Questions
- 100 per sitting
- Time limit
- 2.5 hours
- Passing score
- 70%
- Full-length tests
- 3
- Question bank
- 976
Adjuster practice tests
Practice Test 1: Casualty & ClaimsFREE
Practice Test 2: Insurance & PropertyFREE
Practice Test 3: State
What is on the Adjuster test
The ADJ test draws from these subject areas. The shares below reflect the Insurance Pass question bank, so you can see where to spend your study time.
| Subject area | Share of test | Per sitting |
|---|---|---|
| State Adjuster Licensing & Ethics | 61% | 61 of 100 |
| Property Loss Adjusting | 12% | 12 of 100 |
| Insurance Contract Principles | 11% | 11 of 100 |
| Casualty & Auto Physical Damage | 10% | 10 of 100 |
| Claims Investigation & Settlement Standards | 7% | 7 of 100 |
Answers you can check
A plausible-looking answer can be confidently wrong, and without a source you would have no way to know. Every Adjuster answer is tied to the statutory passage it comes from, fl-stat-627-pc-contracts and official state insurance codes, and re-checked against that source before it ships. The citation sits right on the question, so you can see exactly what it is grounded in.