Unfair Competition and Unfair or Deceptive Practices

What this document is

Tenn. Code Ann. tit. 56, ch. 8 - Unfair Competition and Unfair or Deceptive Practices is a state statute published by Justia (law.justia.com), 2025 Tennessee Code. It is one of the Tennessee documents that insurance license exam questions are written from, including tennessee property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Tenn. Code Ann. § 56-8-104(7)(D) (Unfair discrimination; geographic location)

  “Making or permitting any unfair discrimination between individuals or risks of the same class and of essentially the same hazard by refusing to insure, refusing to renew, canceling or limiting the amount of insurance coverage on a property or casualty risk solely because of the geographic location...”

• Tenn. Code Ann. § 56-8-104(7)(E) (Unfair discrimination; age of residential property)

  “Making or permitting any unfair discrimination between individuals or risks of the same class and of essentially the same hazards by refusing to insure, refusing to renew, canceling or limiting the amount of insurance coverage on the residential property risk, or the personal property contained in...”

• Tenn. Code Ann. § 56-8-104(7)(G) (Unfair discrimination; impairment)

  “To terminate, or to modify coverage or to refuse to issue or refuse to renew any property or casualty policy solely because the applicant or insured or any employee of either is mentally or physically impaired”

• Tenn. Code Ann. § 56-8-104(16) (Unfair utilization of proprietary information)

  “any information contained in a policy application or obtained in the servicing of such a policy of insurance cannot be used in any manner by the servicing carrier or its representatives for the purpose of soliciting any form of insurance, except when permission to use the information is granted by...”

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Questions about this source

More Tennessee sources

• Tenn. Code Ann. s. 56-8-104: Unfair trade practices definedState statute
• Tenn. Code Ann. tit. 56, ch. 6 - Insurance Producers (Tennessee Insurance Producer Licensing Act of 2002)State statute
• Tenn. Code Ann. tit. 56, ch. 7 - Policies and Policyholders (life, accident and health, and group provisions)State statute
• Tenn. Code Ann. tit. 56, ch. 12 - Insurance Guaranty Association Act (Part 1) and Tennessee Life and Health Insurance Guaranty Association Act (Part 2, 56-12-201 et seq.)State statute
• Tenn. Code Ann. tit. 56, ch. 32 - Health Maintenance Organization Act of 1986State statute
• Tennessee Insurance Content OutlinesCandidate handbook or exam outline
• Tennessee Insurance Licensing Candidate HandbookCandidate handbook or exam outline
• 2025 Tenn. Pub. Ch. 150 (HB 1045): Tenn. Code Ann. Section 56-7-203, life insurance and annuity proceeds exempt from creditors' claimsState statute