State statute · South Dakota

Medicare Supplement Policies; Standards for Long-Term Care Insurance (SDCL 58-17A, 58-17B)

South Dakota Codified Laws Title 58, Chapters 58-17A and 58-17B

Publisher: sdlegislature.gov
Edition: South Dakota Codified Laws
Last checked: 2026-09-02
Status: SD statutes, public domain

Edition and licensing notes

Edition. South Dakota Codified Laws (SDLRC official posting), statutes effective August 31, 2026

Status. SD statutes, public domain (state government edict).

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What this document is

South Dakota Codified Laws Title 58, Chapters 58-17A and 58-17B - Medicare Supplement Policies; Standards for Long-Term Care Insurance (SDCL 58-17A, 58-17B) is a state statute published by sdlegislature.gov. It is one of the South Dakota documents that insurance license exam questions are written from, including south dakota life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

S.D. Codified Laws tit. 58 § 58-17A-15 (Sale of second policy prohibited except as replacement)
“No issuer or insurance producer may sell a medicare supplement policy to a person who has an existing, in force medicare supplement policy unless the issuer or insurance producer is replacing the existing coverage. However, no issuer is liable beyond a refund of premium for the duplication of such...”
S.D. Codified Laws tit. 58 § 58-17B-7 (Requirements for long-term care insurance policies; post-confinement, post-acute care, or recuperative benefits)
“No long-term care insurance policy may be delivered or issued for delivery in this state if the policy: (1) Conditions eligibility for any benefits on a prior hospitalization requirement; (2) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher...”
S.D. Codified Laws tit. 58 § 58-17B-5 (Grounds for termination and certain provisions prohibited)
“No long-term care insurance policy may: (1) Be cancelled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder; or (2) Contain a provision establishing a new waiting period in the event...”
S.D. Codified Laws tit. 58 § 58-17A-17 (Conditional or discriminatory policy or certificate prohibited)
“No issuer may deny or condition the issuance or effectiveness of any medicare supplement policy or certificate available for sale in this state, nor discriminate in the pricing of a policy or certificate because of the health status, claims experience, receipt of health care, or medical condition...”
S.D. Codified Laws tit. 58 § 58-17A-5 (Outline of coverage delivered at time of application for insurance)
“To provide for full and fair disclosure in the sale of medicare supplement policies, no medicare supplement policy or certificate may be delivered or issued for delivery in this state and no certificate may be delivered pursuant to a group medicare supplement policy delivered or issued for delivery...”
SDCL 58-17B-6(2) (Long-term care insurance; exclusion for loss resulting from a preexisting condition)
“May exclude coverage for a loss or confinement which is the result of a preexisting condition unless such loss or confinement begins within six months following the effective date of coverage of an insured person.”

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