Medicare Supplements; Long-Term Care Insurance
NMSA 1978, Chapter 59A (New Mexico Insurance Code), Articles 24A and 23A
Edition and licensing notes
Edition. NMSA 1978, current through the Second Session of the Fifty-Seventh Legislature (2026)
Status. NM statutes, public domain (state government edict).
What this document is
NMSA 1978, Chapter 59A (New Mexico Insurance Code), Articles 24A and 23A - Medicare Supplements; Long-Term Care Insurance is a state statute published by nmonesource.com. It is one of the New Mexico documents that insurance license exam questions are written from, including new mexico life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- NMSA 1978 ch. 59A § 59A-23A-8(E) (Long-Term Care Insurance; Incontestability Period)
“E. If an insurer has paid benefits under the long-term care insurance policy or certificate, the benefit payments may not be recovered by the insurer in the event that the policy or certificate is rescinded.”
- NMSA 1978 ch. 59A § 59A-23A-6(K) (Long-Term Care Insurance; Outline of Coverage; Agent Solicitations)
“K. In the case of agent solicitations, an agent must deliver the outline of coverage prior to the presentation of an application or enrollment form.”
- NMSA 1978 ch. 59A § 59A-23A-6(C)(1) (Long-Term Care Insurance; Standards; Requirements)
“C. No long-term care insurance policy, certificate or rider shall: (1) be canceled, nonrenewed or otherwise terminated on the grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder;”
- NMSA 1978 ch. 59A § 59A-24A-4(A) (Medicare Supplement; Standards for Policy Provisions)
“A. No medicare supplement policy or certificate, in force in this state, shall contain benefits that duplicate benefits provided by medicare.”
- NMSA 1978 ch. 59A § 59A-24A-4(B) (Medicare Supplement; Standards for Policy Provisions)
“Notwithstanding any other provisions of law of this state, a medicare supplement policy or certificate shall not exclude or limit benefits for losses incurred more than six months from the effective date of coverage because it involved a preexisting condition.”
- NMSA 1978, § 59A-24A-10 (Notice of free examination)
“Medicare supplement policies and certificates shall have a notice printed prominently on the first page of the policy or certificate or attached to the policy stating that the applicant shall have the right to return the policy or certificate within thirty days of delivery and have the premium...”
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