State statute · New Mexico
NMSA 1978, Chapter 59A (New Mexico Insurance Code), Article 22: Health Insurance Contracts
Edition and licensing notes
Edition. NMSA 1978, current through the Second Session of the Fifty-Seventh Legislature (2026)
Status. NM statutes, public domain (state government edict).
What this document is
NMSA 1978, Chapter 59A (New Mexico Insurance Code), Article 22 - Health Insurance Contracts is a state statute published by nmonesource.com. It is one of the New Mexico documents that insurance license exam questions are written from, including new mexico life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- NMSA 1978 ch. 59A, § 59A-22-34.1 (Coverage for Adopted Children)
“The coverage required by this section is effective from the date of placement for the purpose of adoption and continues unless the placement is disrupted prior to legal adoption and the child is removed from placement. Coverage shall include the necessary care and treatment of medical conditions...”
- NMSA 1978 ch. 59A, § 59A-22-10 (Proofs of Loss)
“Failure to furnish such proof within the time required shall not invalidate nor reduce any claim if it was not reasonably possible to give proof within such time, provided such proof is furnished as soon as reasonably possible and in no event, except in the absence of legal capacity, later than one...”
- NMSA 1978 ch. 59A, § 59A-22-8 (Notice of Claim)
“Notice given by or on behalf of the insured or the beneficiary to the insurance company at . . . . . . . . . . (insert the location of such office as the insurer may designate for the purpose) or to any authorized agent of the insurance company, with information sufficient to identify the insured,...”
- NMSA 1978 ch. 59A, § 59A-22-11 (Time of Payment of Claims)
“Indemnities payable under this policy for any loss other than loss for which this policy provides any periodic payment will be paid immediately upon receipt of due written proof of such loss.”
- NMSA 1978 ch. 59A § 59A-22-9 (Claim forms)
“The insurance company, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within fifteen days after the giving of such notice the claimant shall be deemed to have complied with the...”
- NMSA 1978 ch. 59A § 59A-22-5(A) (Time limit on certain defenses, comprehensive major medical policies)
“A. There shall be a provision for comprehensive major medical policies as follows: As of the date of issue of this policy, no misstatements, except willful or fraudulent misstatements, made by the applicant in the application for this policy shall be used to void the policy or to deny a claim for...”
- NMSA 1978 ch. 59A § 59A-22-3 (Required provisions)
“Except as provided in Subsection B of this section, each such policy delivered or issued for delivery in this state shall contain the provisions specified in Sections 425 through 436 [59A-22-4 to 59A-22-15 NMSA 1978], inclusive, of this article; except, that the insurer may, at its option,...”
- NMSA 1978 ch. 59A § 59A-22-11 (Time of payment of claims)
“Indemnities payable under this policy for any loss other than loss for which this policy provides any periodic payment will be paid immediately upon receipt of due written proof of such loss.”
- NMSA 1978, § 59A-22-33 (Children with disabilities; coverage continued)
“An individual or group hospital or medical expense insurance policy delivered or issued for delivery in this state that provides that coverage of a dependent child of an insured, or of an employee or other member of the covered group, shall terminate upon attainment of the limiting age for...”
- NMSA 1978, § 59A-22-7 (Reinstatement)
“There shall be a provision as follows: If any renewal premium be not paid within the time granted the insured for payment, a subsequent acceptance of premium by the insurer or by any agent duly authorized by the insurance company to accept such premium, without requiring in connection therewith an...”
- NMSA 1978, § 59A-22-12 (Payment of claims)
“There shall be a provision as follows: Indemnity for loss of life will be payable in accordance with the beneficiary designation and the provisions respecting such payment which may be prescribed herein and effective at the time of payment. If no such designation or provision is then effective,...”
- NMSA 1978, § 59A-22-17 (Change of occupation)
“There may be a provision as follows: If the insured be injured or contract sickness after having changed his occupation to one classified by the insurance company as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified,...”
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- NMSA 1978 Chapter 59A, Article 16 - Trade Practices and Frauds (59A-16-1 to 59A-16-30)State statute
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