State statute · New Jersey

Individual Health (Accident and Health) Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 through 17B:26-47

Publisher: pub.njleg.gov
Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2025, c.405, and J.R.22
Last checked: 2026-09-02
Status: NJ statutes, public domain

Edition and licensing notes

Edition. New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2025, c.405, and J.R.22 (edition line printed on line 2 of the official STATUTES.TXT file; file Last-Modified 2026-09-02)

Status. NJ statutes, public domain (state government edict).

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What this document is

Individual Health (Accident and Health) Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 through 17B:26-47 is a state statute published by pub.njleg.gov. It is one of the New Jersey documents that insurance license exam questions are written from, including new jersey life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.J.S.A. tit. 17B § 26-24 (Optional Cancellation Provision)
“In the event of cancellation, the insurer will return promptly the unearned portion of any premium paid. If the insured cancels, the earned premium shall be computed by the use of the short-rate table last filed with the State official having supervision of insurance in the State where the insured...”
N.J.S.A. tit. 17B § 26-9 (Claim Forms)
“Claim forms: The insurer, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within 15 days after the giving of such notice the claimant shall be deemed to have complied with the...”
N.J.S.A. tit. 17B § 26-8 (Notice of Claim)
“Notice of claim: Written notice of claim must be given to the insurer within 20 days after the occurrence or commencement of any loss covered by the policy, or as soon thereafter as is reasonably possible. Notice given by or on behalf of the insured or the beneficiary to the insurer at (insert the...”
N.J.S.A. tit. 17B § 26-5 (Time Limit on Certain Defenses)
“a. After 2 years from the date of issue of this policy no misstatements, except fraudulent misstatements, made by the applicant in the application for such policy shall be used to void the policy or to deny a claim for loss incurred or disability (as defined in the policy) commencing after the...”
N.J.S.A. tit. 17B § 26-11 (Time of Payment of Claims)
“Time of payment of claims: Indemnities payable under this policy for any loss other than loss for which this policy provides any periodic payment will be paid immediately upon receipt of due written proof of such loss.”
N.J.S.A. 17B:26-36 (Individual Health Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 et seq.)
“If any policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after such date, the...”
N.J.S.A. 17B:26-2(i)(2) (Individual Health Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 et seq.)
“No new evidence of insurability shall be required in connection with the application for such non-group coverage, but any health exception, limitation, or exclusion applicable to said former spouse under the prior coverage may, at the option of the insurer, be carried over to the new non-group coverage.”
N.J.S.A. 17B:26-17 (Individual Health Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 et seq.)
“Change of occupation: If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will pay only...”
N.J.S.A. 17B:26-7 (Individual Health Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 et seq.)
“Reinstatement: If any renewal premium be not paid within the time granted the insured for payment, a subsequent acceptance of premium by the insurer or by any agent duly authorized by the insurer to accept such premium, without requiring in connection therewith an application for reinstatement,...”

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Questions about this source

Individual Health (Accident and Health) Insurance Policies, Required and Optional Standard Policy Provisions, N.J.S.A. 17B:26-1 through 17B:26-47 is a state statute published by pub.njleg.gov. Edition: New Jersey General and Permanent Statutes, UPDATED THROUGH P.L.2025, c.405, and J.R.22 (edition line printed on line 2 of the official STATUTES.TXT file; file Last-Modified 2026-09-02).

No. This page summarizes the document and links to the official version. Always rely on the text published by pub.njleg.gov for the current law.

Practice questions for New Jersey Life & Health cite this document.

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