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STOP LOSS INSURANCE MODEL ACT

Publisher
National Association of Insurance Commissioners
Edition
July 2002
Last checked
2026-09-07
Status
NAIC model, © NAIC. Brief quotations under fair use
Edition and licensing notes

Publisher. National Association of Insurance Commissioners (NAIC)

Status. NAIC model, © NAIC. Brief quotations under fair use; not the enacted law of any state until adopted.

Read the official textPractice questions from this source

What this document is

STOP LOSS INSURANCE MODEL ACT is a naic model law published by National Association of Insurance Commissioners (NAIC). It is one of the documents that insurance license exam questions are written from, including life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Section 1
    “This law shall be known as the Stop Loss Insurance Act. The purpose of this Act is to establish criteria for the issuance of stop loss insurance policies. Nothing in this act shall be construed as imposing any requirement or duty on any person other than an insurer or as treating any stop-loss...”
  • Section 3A(1)
    “A. (1) An insurer shall not issue a stop loss insurance policy that : (a) Has an annual attachment point for claims incurred per individual which is lower than $20,000; (b) Has an annual aggregate attachment point, for groups of fifty (50) or fewer, that is lower than the greater of: (i) $4,000...”
  • Section 4
    “An insurer shall file with the commissioner annually on or before March 15, an actuarial certification certifying that the insurer is in compliance with this Act. The certification shall be in a form and manner, and shall contain information, specified by the commissioner. A copy of the...”

Practice this material

Life & Health practice test

Questions about this source

STOP LOSS INSURANCE MODEL ACT is a naic model law published by National Association of Insurance Commissioners (NAIC). Edition: July 2002.

No. This page summarizes the document and links to the official version. Always rely on the text published by National Association of Insurance Commissioners (NAIC) for the current law.

Practice questions for Life & Health cite this document.

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