Continuity of Health Insurance Coverage

What this document is

Maine Revised Statutes Title 24-A Chapter 36 - Continuity of Health Insurance Coverage is a state statute published by Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov). It is one of the Maine documents that insurance license exam questions are written from, including maine life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• 24-A M.R.S. Chapter 36 § 2849-C(3) (Certifications of Coverage; Alternative Evidence of Prior Coverage)

  “A carrier may not deny continuity rights as required by section 2849‑B solely because the individual does not provide a certification described in subsection 2. The carrier must accept alternative evidence of prior coverage provided by the individual.”

• 24-A M.R.S. Chapter 36 § 2850-B(5) (Guaranteed Renewal; Association Plans)

  “A. If coverage to an employer through an association is terminated, the carrier shall renew the coverage with the employer becoming the policyholder. B. If coverage to an individual member of an association is terminated, the carrier shall renew the coverage with the individual becoming the policyholder.”

• 24-A M.R.S. Chapter 36 § 2850(2) (Limitations on Exclusion and Waiting Periods)

  “An individual, group or blanket contract issued by an insurer may not impose a preexisting condition exclusion. This subsection does not limit a carrier's ability to restrict enrollment in an individual contract to open enrollment and special enrollment periods in accordance with section 2736‑C, subsection 11.”

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