Maine Revised Statutes Title 24-A Chapter 31: Group Life Insurance

What this document is

Maine Revised Statutes Title 24-A Chapter 31 - Group Life Insurance is a state statute published by Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov). It is one of the Maine documents that insurance license exam questions are written from, including maine life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• 24-A M.R.S. Chapter 31 § 2621 (Conversion on Termination of Eligibility)

  “There must be a provision that if the insurance, or any portion of it, on a person covered under the policy or on the dependent of a person covered, ceases because of termination of employment or of membership in the class or classes eligible for coverage under the policy, such person is entitled...”

• 24-A M.R.S. Chapter 31 § 2622 (Conversion on Termination of Policy)

  “The group life insurance policy must contain a provision that if the group policy terminates or is amended so as to terminate the insurance of any class of insured persons, every person insured thereunder at the date of such termination whose insurance terminates, including the insured dependent of...”

• 24-A M.R.S. Chapter 31 § 2602-A (Eligible groups)

  “Except as provided in section 2612‑A, no policy of group life insurance may be delivered in this State unless it conforms to one of the descriptions in sections 2603 to 2610‑A.”

• 24-A M.R.S. Chapter 31 § 2603(2) (Employee groups: premium source and coverage of all eligible employees)

  “The premium for the policy shall be paid either from the employer's funds or from funds contributed by the insured employees, or from both. Except as provided in subsection 3, a policy on which no part of the premium is to be derived from funds contributed by the insured employees must insure all...”

• 24-A M.R.S. Chapter 31 § 2620 (Information as to Insurance)

  “The group life insurance policy must contain a provision that the insurer will issue to the policyholder for delivery to each person insured printed information as to the insurance protection to which the person is entitled and the rights and conditions set forth in sections 2621, 2622, 2623 and 2628.”

• 24-A M.R.S. Chapter 31 § 2613 (Provisions required in group contracts)

  “No policy of group life insurance may be delivered in this State unless it contains in substance the provisions set forth in this section and sections 2614 to 2628, or provisions which in the opinion of the superintendent are more favorable to the persons insured, or at least as favorable to the...”

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