Massachusetts producer conduct and disclosure provisions

What this document is

Massachusetts producer conduct and disclosure provisions: M.G.L. c. 175, ss. 3A, 4, 6, 32, 33, 151, 180A-180L is a state statute published by malegislature.gov. It is one of the Massachusetts documents that insurance license exam questions are written from, including massachusetts property & casualty, massachusetts personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• M.G.L. c. 175 § 4(15) (Examination of companies)

  “the refusal, without justifiable cause, of any person, including any company, its officers, directors, employees or agents to submit to examination or to comply with any reasonable written request of the commissioner or any representative shall be grounds for suspension or refusal of, or nonrenewal...”

• M.G.L. c. 175 § 4(10) (Examination of companies)

  “No later than sixty days following completion of the examination, the examiner in charge shall file with the commissioner a verified written report of examination under oath.”

• M.G.L. c. 175 § 32 (Commencement of domestic company business; certificate; conditions precedent)

  “No domestic company shall make or issue any contracts or policies of insurance or annuity or pure endowment contracts until it has obtained from the commissioner a certificate, in such form as he may prescribe, stating that the company has complied with the conditions set forth in this section and...”

• M.G.L. c. 175 § 180D (Domestic companies; duty of receivers to give notice of appointment)

  “The receiver of any company of which this commonwealth is the domiciliary state, appointed under section six, section one hundred and eighty B or section one hundred and eighty C, shall, within twenty days after his appointment, give notice thereof to all policyholders of the company by written...”

• M.G.L. c. 175 § 3A (Administration and enforcement of insurance laws by commissioner of insurance; report of violations)

  “If upon complaint, examination or other evidence exhibited to him he is of the opinion that any provision of said chapters has been violated, he shall forthwith report the facts to the attorney general or to the proper district attorney who shall cause the offender to be prosecuted therefor.”

• M.G.L. c. 175 § 4(9) (Examination of companies; contents of report)

  “Any report of an examination shall be comprised of only facts appearing upon the books, records, or other documents of the company, its agents or other persons examined, or as ascertained from the testimony of its officers, agents or other persons examined concerning its affairs, and such...”

• M.G.L. c. 175 § 6 (Injunction and appointment of receiver for domestic company; grounds)

  “or that it is transacting business fraudulently or that it or its officers or agents have refused to submit to an examination under section four or seventy-three”

• M.G.L. c. 175 § 33 (Policies and endorsements; signatures; facsimile)

  “Riders or endorsements attached to any other policy or contract of insurance need not be signed by any officer of the company if signed by a duly authorized agent or representative of the company; provided, that the name of the company shall be printed, typed, written or stamped on each such rider...”

• M.G.L. c. 175 § 4(2) (Examination of companies)

  “At least once in every five years, and whenever the commissioner determines it to be prudent, the commissioner shall personally, or by any deputy or examiner, visit each domestic company and any foreign company applying for admission or already admitted to do business in the commonwealth, and...”

• M.G.L. c. 175 § 180F (Proof of claims of non-residents; liquidation proceedings; priority of distribution)

  “(1) expenses of administration; (2) claims of policyholders, beneficiaries and insureds arising from and within the coverage of and not in excess of the applicable limits of insurance policies and insurance contracts issued by the company and claims presented by the Massachusetts Insurers...”

• M.G.L. c. 175 § 151, Third (Conditions of admission of foreign companies; power of attorney)

  “It has filed with the commissioner a power of attorney constituting and appointing the commissioner or his successor its true and lawful attorney, upon whom all lawful processes in any action or legal proceeding against it may be served, and therein shall agree that any lawful process against it...”

Practice this material

Questions about this source

More Massachusetts sources

• M.G.L. Chapter 176D - Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (Secs. 1, 2, 3, 3A, 4, 5, 11)State statute
• Massachusetts accident and health / disability policy provisions: M.G.L. c. 175, ss. 108-108N, 110A-110M, 111State statute
• M.G.L. ch. 176D, Unfair Methods of Competition and Unfair and Deceptive Acts and Practices in the Business of Insurance (complete chapter)State statute
• Massachusetts insurance contract and general provisions applicable to all insurers: M.G.L. c. 175, ss. 2, 2A, 2B, 3, 181-194State statute
• Massachusetts group and blanket health insurance: M.G.L. c. 175, ss. 110, 110D, 110G, 110I, 110J, 110K, 110LState statute
• Massachusetts group life insurance: M.G.L. c. 175, ss. 133-138AState statute
• Massachusetts life insurance and annuity contracts, including standard policy provisions: M.G.L. c. 175, ss. 118-132A1/2, 139-146A, 149, 204State statute
• Massachusetts Life and Health Insurance Guaranty Association Law: M.G.L. c. 175, s. 146BState statute