Requirements Applicable to Insurance on Liability for Injury from Exposure to Dangerous Levels of Lead in Dwelling Units
211 CMR 131.00
Edition and licensing notes
Publisher. Massachusetts Division of Insurance (mass.gov)
Edition. The regulation's own page-header date, printed on every page of the source PDF, is '12/27/96' (i.e. this text was last revised/reprinted 12/27/1996); the mass.gov document-metadata page separately states 'LAST UPDATED: 2017-08-27' for when the PDF was last (re)posted to mass.gov. Both statements quoted verbatim from the source.
Status. MA Division of Insurance regulation (Code of Massachusetts Regulations), public domain (state government edict).
What this document is
211 CMR 131.00: Requirements Applicable to Insurance on Liability for Injury from Exposure to Dangerous Levels of Lead in Dwelling Units is a regulation published by Massachusetts Division of Insurance (mass.gov). It is one of the Massachusetts documents that insurance license exam questions are written from, including massachusetts property & casualty, massachusetts personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 211 CMR 131.07 (Additional Requirements Applicable to Insurance Provided Pursuant to 211 CMR 131.04 - 131.06)
“Lead poisoning liability coverage provided in accordance with 211 CMR 131.04, 131.05 and 131.06 shall not be subject to special limits not applicable to other liability claims under such a policy.”
- 211 CMR 131.06 (Special Coverage for New Owners under Certain Circumstances)
“Notwithstanding the requirements and limitations of 211 CMR 131.05, a new owner of premises who has taken title as a result of a bona fide transaction and who has complied with the requirements of M.G.L. c. 111, § 199(d) applicable to new owners, including coming into conformance with M.G.L. c....”
- 211 CMR 131.08(3) (Coverage for Premises Not In Compliance; buyback election timing)
“Buyback coverage elected within 30 days of receipt of an offer of such coverage shall be deemed effective on the inception date of the policy. Buyback coverage elected after 30 days of receipt of an offer shall be effective on the date of the request by the insured, unless otherwise agreed by the...”
- 211 CMR 131.02 (Definitions; Personal lines insurance)
“Personal lines insurance. Insurance providing both property and liability coverage for individuals and families, such as homeowners insurance policies, dwelling fire policies with a personal liability supplement or separate personal liability policies.”
- 211 CMR 131.02 (Definitions; Excess and umbrella liability insurance)
“For liability insurance to be considered excess or umbrella coverage, the limits for underlying coverage or self-insured retention shall be at least $100,000 per occurrence for personal lines insurance and $300,000 per occurrence for commercial lines insurance.”
- 211 CMR 131.04 (Coverage for Premises for Which a Letter of Interim Control or Letter of Compliance Is in Effect)
“When any liability insurance policy which an insurer has elected to offer provides coverage to the owner of any premises for which a letter of interim control or letter of full compliance is in effect, in accordance with M.G.L. c. 111, § 197, such policy shall provide coverage for injury or damage...”
- 211 CMR 131.05 (Modification of Coverage When A Letter of Interim Control or Letter of Compliance Is Obtained and Maintained)
“Except as provided in 211 CMR 131.06, when any liability insurance policy which an insurer has elected to offer provides coverage to the owner of any premises for which there is no letter of interim control or letter of full compliance in accordance with M.G.L. c. 111, § 197, the insurer shall...”
- 211 CMR 131.08(2) (Coverage for Premises Not In Compliance; buyback coverage limits)
“Insurers shall offer such buyback coverage with separate limits of at least $100,000 per occurrence for personal lines insurance on residential premises and at least $300,000 per occurrence for commercial lines insurance on residential premises. Notwithstanding the foregoing, if the general...”
- 211 CMR 131.09 (Coverage of Owner-occupied Single Family Premises)
“Notwithstanding any of the other provisions of 211 CMR 131.00, any liability insurance policy covering owner-occupied single family premises shall provide coverage for injury or damage resulting from exposure to dangerous levels of lead in dwelling units , except that such a policy's lead poisoning...”
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More Massachusetts sources
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