Group and Blanket Accident and Sickness Insurance and Small Employer Group Health Insurance (IC 27-8-5-15 through 27-8-5-19.3; IC 27-8-15): Indiana Code Title 27

What this document is

Indiana Code Title 27 - Group and Blanket Accident and Sickness Insurance and Small Employer Group Health Insurance (IC 27-8-5-15 through 27-8-5-19.3; IC 27-8-15) is a state statute published by iga.in.gov. It is one of the Indiana documents that insurance license exam questions are written from, including indiana life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Ind. Code tit. 27 § 27-8-5-16(5) (Policy of Group Accident and Sickness Insurance; Requirements)

  “The association or associations must have at the outset a minimum of one hundred (100) persons, must have been organized and maintained in good faith for purposes other than that of obtaining insurance, must have been in active existence for at least one (1) year, and must have a constitution and...”

• Ind. Code tit. 27 § 27-8-5-15(b) (Blanket Accident and Sickness Insurance; Policy Provisions)

  “An individual application need not be required from a person covered under a blanket accident and sickness policy, nor shall it be necessary for the insurer to furnish each person a certificate.”

• Ind. Code tit. 27 § 27-8-5-17(a) (Exceptions; Discretionary Groups; Group Accident and Sickness Insurance)

  “A group accident and sickness insurance policy shall not be delivered or issued for delivery in Indiana to a group that is not described in section 16(1)(A), 16(2)(A), 16(3)(A), 16(4)(A), 16(5)(A), 16(6)(A), 16(7), or 16(8) of this chapter unless: (1) the group applies to the commissioner for...”

• Ind. Code tit. 27 § 27-8-5-19(c)(8) (Contents; Group Accident and Sickness Insurance)

  “(8) A provision that the insurer will issue to the policyholder, for delivery to each person insured, a certificate, in electronic or paper form, setting forth a statement that: (A) explains the insurance protection to which the person insured is entitled; (B) indicates to whom the insurance...”

• Ind. Code tit. 27 § 27-8-15-31(a) (Small Employer Group Health Insurance; Conversion Policy)

  “If an eligible employee who has been continuously covered under a health insurance plan for at least ninety (90) days: (1) loses coverage under the plan as the result of: (A) termination of employment; (B) reduction of hours; (C) marriage dissolution; or (D) attainment of any age specified in the...”

• Indiana Code Title 27 - Group and Blanket Accident and Sickness Insurance, Ind. Code § 27-8-15-21

  “Sec. 21. (a) An insurer who ceases to renew all small employer plans may not do the following: (1) Accept any new small employer business for five (5) years after the notice of nonrenewal of the plans. (2) Transfer or otherwise provide coverage to any of the employers from the nonrenewed class of...”

• Indiana Code Title 27 - Group and Blanket Accident and Sickness Insurance, Ind. Code § 27-8-15-33

  “Sec. 33. (a) If a small employer insurer offers coverage under a health insurance plan to a small employer, the small employer insurer shall provide the employer coverage under the plan for: (1) all eligible employees of the small employer; and (2) the dependents of all eligible employees of the...”

• Indiana Code Title 27 - Group and Blanket Accident and Sickness Insurance, Ind. Code § 27-8-5-19(c)(2)

  “(2) A provision that the validity of the policy may not be contested, except for nonpayment of premiums, after the policy has been in force for two (2) years after its date of issue, and that no statement made by a person covered under the policy relating to the person's insurability may be used in...”

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More Indiana sources

• Indiana Code IC 27-4-1 - Unfair Competition; Unfair or Deceptive Acts and Practices (IC 27-4-1-1 to 27-4-1-19)State statute
• Indiana Code Title 27, Article 8, Chapter 5 - Accident and Sickness Insurance: Policy Provisions (IC 27-8-5, individual and general provisions)State statute
• Indiana Code Title 27, Article 1, Chapter 3.5 - Annual Audited Financial Reports (IC 27-1-3.5)State statute
• Indiana Code Title 27, Article 7 - Uninsured Motorist Coverage and Underinsured Motorist Coverage, Miscellaneous Motor Vehicle Insurance Provisions, and Cancellation of Automobile Insurance Policies (IC 27-7-5, 27-7-5.1, 27-7-6)State statute
• Indiana Code Title 27, Article 1 - Classification of Insurance, Admission of Foreign and Alien Companies to Transact Business in Indiana, and Additional Provisions Pertaining to Foreign and Alien Companies (IC 27-1-5, 27-1-17, 27-1-18)State statute
• Indiana Code Title 27 - Use of Credit Information in Personal Insurance and Virtual Claim Payments for Dental Care Services (IC 27-2-21, IC 27-4-10)State statute
• Indiana Code Title 35, Article 50 - Sentences: General Provisions, Sentences for Felonies, and Sentences for Misdemeanors (IC 35-50-1, 35-50-2, 35-50-3)State statute
• Indiana Code Title 27, Article 1 - Department of Insurance: Department Created, Incorporation by Reference, Application of Article and Definitions, General Powers and Duties of the Department, and Examinations (IC 27-1-1, 27-1-1.5, 27-1-2, 27-1-3, 27-1-3.1)State statute