State statute · District of Columbia
D.C. Code Title 31, Chapter 36
Long-Term Care Insurance (§§ 31-3601 to 31-3612)
Edition and licensing notes
Publisher. Council of the District of Columbia (code.dccouncil.gov)
Status. D.C. Official Code; public domain.
What this document is
D.C. Code Title 31, Chapter 36 - Long-Term Care Insurance (§§ 31-3601 to 31-3612) is a state statute published by Council of the District of Columbia (code.dccouncil.gov). It is one of the District of Columbia documents that insurance license exam questions are written from, including district of columbia life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- D.C. Code § 31-3605(a) (Standards for long-term care insurance: termination)
“No long-term care insurance policy shall: (1) Be cancelled, not renewed, or otherwise terminated on the grounds of the age or deterioration of the mental or physical health of the insured individual or certificate holder;”
- D.C. Code § 31-3605(b)(2) (Standards for long-term care insurance: preexisting conditions)
“No long-term care insurance policy or certificate, other than a policy or certificate thereunder issued to a group as described in § 31-3601(4)(A) , may exclude coverage for a loss or confinement which is the result of a preexisting condition unless such loss or confinement begins within 6 months...”
- D.C. Code § 31-3605(c)(2)(B) (Standards: prior institutionalization requirement)
“A long-term care insurance policy or rider which conditions eligibility of noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than 30 days.”
- D.C. Code § 31-3609(c) (Incontestability period)
“After a policy or certificate has been in force for 2 years, it shall not be contestable upon the grounds of misrepresentations alone. The policy or certificate may be contested only upon a showing that the insured knowingly and intentionally misrepresented relevant facts relating to the insured’s health.”
- D.C. Code § 31-3609.01 (Denial of claims)
“If a claim under a long-term care insurance contract is denied, the issuer shall, within 60 days of the date of a written request by the policyholder or certificate holder, or a representative thereof: (1) Provide a written explanation of the reasons for the denial; and (2) Make available all...”
- D.C. Code § 31-3610(a) (Nonforfeiture benefits)
“Except as provided in subsection (b) of this section, a long-term care insurance policy may not be delivered or issued for delivery in the District of Columbia unless the policyholder or certificate holder has been offered the option of purchasing a policy or certificate including a nonforfeiture...”
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More District of Columbia sources
- D.C. Code Title 31, Chapter 16 - Prohibition of Discrimination in the Provision of Insurance on Basis of AIDS Test (§§ 31-1601 to 31-1610)State statute
- D.C. Code Title 31, Chapter 2 - Duties of Commissioner; Requirements of Industry (§§ 31-201 to 31-208)State statute
- D.C. Code Title 31, Chapter 51 - Credit Life, Accident, and Health Insurance (§§ 31-5101 to 31-5112)State statute
- D.C. Code Title 31, Chapter 54 - Life and Health Insurance Guaranty Association (§§ 31-5401 to 31-5416)State statute
- D.C. Code Title 31, Chapter 32 - Health Insurance Forms (§§ 31-3201 to 31-3255)State statute
- D.C. Code Title 31, Chapter 34 - Health Maintenance Organizations (§§ 31-3401 to 31-3431)State statute
- D.C. Code Title 31, Chapter 48 - Industrial Life Insurance (§§ 31-4801 to 31-4805)State statute
- D.C. Code Title 31, Chapter 47 - Provisions Relating to All Life Insurance Companies (§§ 31-4701 to 31-4730)State statute