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State statute · Alabama

Alabama Medicare Supplement Policy Minimum Standards and Long-Term Care Insurance Policy Minimum Standards

Ala. Code Title 27, Chapter 19, Articles 2 and 3 (§§ 27-19-50 through 27-19-59 and 27-19-100 through 27-19-110)

Publisher
alison.legislature.state.al.us
Edition
Code of Alabama 1975, ALISON online edition
Last checked
2026-09-02
Status
AL statutes, public domain
Edition and licensing notes

Edition. Code of Alabama 1975, ALISON online edition (Alabama Legislature / Legislative Services Agency); Title 27 as served 2026-09-02, incorporating 2026 Regular Session acts (latest act cited in a Title 27 history note: Act 2026-607). Site session banner: "2026 Regular Session adjourned on April 9th, 2026."

Status. AL statutes, public domain (state government edict).

Open the Code of AlabamaPractice questions from this source

What this document is

Alabama Medicare Supplement Policy Minimum Standards and Long-Term Care Insurance Policy Minimum Standards - Ala. Code Title 27, Chapter 19, Articles 2 and 3 (§§ 27-19-50 through 27-19-59 and 27-19-100 through 27-19-110) is a state statute published by alison.legislature.state.al.us. It is one of the Alabama documents that insurance license exam questions are written from, including alabama life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Ala. Code tit. 27 § 27-19-57.1 (Review of Advertisements)
    “Every issuer of Medicare supplement insurance policies or certificates in this state shall provide a copy of any Medicare supplement advertisement intended for use in this state whether through written, radio, or television medium to the Commissioner of Insurance of this state for review or...”
  • Ala. Code tit. 27 § 27-19-56(a) (Outline of Coverage; Disclosure of Information)
    “In order to provide for full and fair disclosure in the sale of Medicare supplement policies, no Medicare supplement policy shall be delivered or issued for delivery in this state and no certificate shall be delivered pursuant to a group Medicare supplement policy delivered or issued for delivery...”
  • Ala. Code tit. 27 § 27-19-53(c) (Standards for Policy Provisions; Limitations of Benefits)
    “Notwithstanding any other provisions of law of this state, a Medicare supplement policy shall not exclude or limit benefits for loss incurred more than six months from the effective date of coverage because it involved a preexisting condition.”
  • Ala. Code tit. 27 § 27-19-57 (Right of Return and Refund)
    “Medicare supplement policies or certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the applicant shall have the right to return the policy or certificate within 30 days of its delivery and to have the...”
  • Ala. Code § 27-19-106(a) to (c) (Effect of Misrepresentation; Field Issuance)
    “(a) For a policy or certificate that has been in force for less than six months an insurer may rescind a long-term care insurance policy or certificate or deny an otherwise valid long-term care insurance claim upon a showing of misrepresentation that is material to the acceptance for coverage. (b)...”
  • Ala. Code § 27-19-107(a) (Nonforfeiture Benefits)
    “(a) Except as provided in subsection (b), a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder or certificateholder has been offered the option of purchasing a policy or certificate including a nonforfeiture benefit. The offer of a...”
  • Ala. Code § 27-19-55 (Standards for Loss Ratios)
    “Medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The commissioner shall issue reasonable regulations to establish minimum standards for loss ratios of Medicare supplement policies on the basis of incurred claims experience,...”

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Questions about this source

Alabama Medicare Supplement Policy Minimum Standards and Long-Term Care Insurance Policy Minimum Standards - Ala. Code Title 27, Chapter 19, Articles 2 and 3 (§§ 27-19-50 through 27-19-59 and 27-19-100 through 27-19-110) is a state statute published by alison.legislature.state.al.us. Edition: Code of Alabama 1975, ALISON online edition (Alabama Legislature / Legislative Services Agency); Title 27 as served 2026-09-02, incorporating 2026 Regular Session acts (latest act cited in a Title 27 history note: Act 2026-607). Site session banner: "2026 Regular Session adjourned on April 9th, 2026.".

No. This page summarizes the document and links to the official version. Always rely on the text published by alison.legislature.state.al.us for the current law.

Practice questions for Alabama Life & Health cite this document.

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