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PL Licensing Examination

Personal Lines Practice Test

Free, full-length Personal Lines practice built from official insurance statutory codes and NAIC model acts, with every answer verified against the regulation or policy rule it cites and weighted to match the real PL topic mix.

Start the practice testFree · no account needed
Questions
80 per sitting
Time limit
2 hours
Passing score
70%
Full-length tests
1
Question bank
2,659

Personal Lines practice tests

Practice Test 1: General & StateFREE
40 questions · 30 min

What is on the Personal Lines test

The PL test draws from these subject areas. The shares below reflect the Insurance Pass question bank, so you can see where to spend your study time.

Subject areaShare of testPer sitting
State Personal Lines Regulations80%64 of 80
General Insurance Principles20%16 of 80

Answers you can check

A plausible-looking answer can be confidently wrong, and without a source you would have no way to know. Every Personal Lines answer is tied to the statutory passage it comes from, fl-stat-627-pc-contracts and official state insurance codes, and re-checked against that source before it ships. The citation sits right on the question, so you can see exactly what it is grounded in.

Personal Lines practice test FAQ

Yes. You can start the practice questions with no account and no card. An account only saves your progress across devices, and every full plan is a single one-time charge with no subscription.

The Personal Lines Producer examination is 80 questions and you need 70% to pass. Insurance Pass mirrors that sitting so practice feels like the real thing.

State insurance departments and test administrators (Prometric, Pearson VUE, PSI) do not publish active test pools. These questions are written from governing state insurance statutes, administrative codes, and NAIC model regulations, and each answer is machine-verified against the verbatim source.

Every answer is tied to a specific state insurance statute or NAIC regulation passage and independently verified against it before it ships. The citation is shown as you study, so you can confirm it yourself.

Start the Personal Lines practice test