Skip to content
Insurance Pass
Go Pro
Home Lines of Authority Life & Health Practice Test
LH Licensing Examination

Life & Health Practice Test

Free, full-length Life & Health practice built from official insurance statutory codes and NAIC model acts, with every answer verified against the regulation or policy rule it cites and weighted to match the real LH topic mix.

Start the practice testFree · no account needed
Questions
100 per sitting
Time limit
2.5 hours
Passing score
70%
Full-length tests
3
Question bank
6,438

Life & Health practice tests

Practice Test 1: General & LifeFREE
50 questions · 38 min
Practice Test 2: Annuity & AccidentFREE
50 questions · 38 min
Practice Test 3: State
50 questions · 38 min

What is on the Life & Health test

The LH test draws from these subject areas. The shares below reflect the Insurance Pass question bank, so you can see where to spend your study time.

Subject areaShare of testPer sitting
State Insurance Statutes & Regulations83%83 of 100
Accident & Health Insurance7%7 of 100
Life Insurance Policies & Provisions5%5 of 100
General Insurance & Contract Law4%4 of 100
Annuity Products & Federal Taxation2%2 of 100

Answers you can check

A plausible-looking answer can be confidently wrong, and without a source you would have no way to know. Every Life & Health answer is tied to the statutory passage it comes from, wv-ins-c33 and official state insurance codes, and re-checked against that source before it ships. The citation sits right on the question, so you can see exactly what it is grounded in.

Life & Health practice test FAQ

Yes. You can start the practice questions with no account and no card. An account only saves your progress across devices, and every full plan is a single one-time charge with no subscription.

The Life, Accident & Health Producer examination is 100 questions and you need 70% to pass. Insurance Pass mirrors that sitting so practice feels like the real thing.

State insurance departments and test administrators (Prometric, Pearson VUE, PSI) do not publish active test pools. These questions are written from governing state insurance statutes, administrative codes, and NAIC model regulations, and each answer is machine-verified against the verbatim source.

Every answer is tied to a specific state insurance statute or NAIC regulation passage and independently verified against it before it ships. The citation is shown as you study, so you can confirm it yourself.

Start the Life & Health practice test