Negligence, complete (Parts I General Provisions and II Damages)
Florida Statutes ch. 768, ss. 768.041-768.81
Edition and licensing notes
Publisher. The Florida Senate / Florida Legislature (flsenate.gov), official Florida Statutes
Edition. "2026 Florida Statutes", the edition the Legislature's own site serves at /Laws/Statutes/2026/ and titles on every page ("Chapter NNN - 2026 Florida Statutes - The Florida Senate"). The official Preface to the Florida Statutes (2026) (https://www.flsenate.gov/PublishedContent/Laws/Statutes/Links/Preface_to_the_Florida_Statutes__2026_.pdf, HTTP 200, 46,095 bytes) states: "The 2026 adoption act adopted material from the 2025 edition. ... The portions of the text as it was published in the adopted edition that are carried forward unchanged into the current edition are the official law of the state by operation of the adoption act ... Material enacted since the adopted edition is only prima facie evidence of the law."
Status. US state statute; public domain.
What this document is
Florida Statutes ch. 768 - Negligence, complete (Parts I General Provisions and II Damages) (ss. 768.041-768.81) is a state statute published by The Florida Senate / Florida Legislature (flsenate.gov), official Florida Statutes. It is one of the Florida documents that insurance license exam questions are written from, including florida property & casualty, florida personal lines, florida claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Fla. Stat. Sec. 768.81(6) (Comparative Fault; Greater Percentage of Fault)
“In a negligence action to which this section applies, any party found to be greater than 50 percent at fault for his or her own harm may not recover any damages. This subsection does not apply to an action for damages for personal injury or wrongful death arising out of medical negligence pursuant to chapter 766.”
- Fla. Stat. Sec. 768.125 (Liability for Injury or Damage Resulting from Intoxication)
“768.125 Liability for injury or damage resulting from intoxication. - A person who sells or furnishes alcoholic beverages to a person of lawful drinking age shall not thereby become liable for injury or damage caused by or resulting from the intoxication of such person, except that a person who...”
- Fla. Stat. Sec. 768.0755(1) (Premises Liability for Transitory Foreign Substances in a Business Establishment)
“(1) If a person slips and falls on a transitory foreign substance in a business establishment, the injured person must prove that the business establishment had actual or constructive knowledge of the dangerous condition and should have taken action to remedy it. Constructive knowledge may be...”
- Fla. Stat. Sec. 768.73(1)(a) (Punitive Damages; Limitation)
“(1)(a) Except as provided in paragraphs (b) and (c), an award of punitive damages may not exceed the greater of: 1. Three times the amount of compensatory damages awarded to each claimant entitled thereto, consistent with the remaining provisions of this section; or 2. The sum of $500,000.”
- Fla. Stat. Sec. 768.092(2) (Special Mobile Equipment; Liability of Lessors)
“(2) The lessor of any special mobile equipment that causes injury, death, or damage while leased under a lease agreement is not liable for acts of the lessee or the lessee’s agent or employee in connection with the rental or lease, including any bodily injury, death, or damage resulting from the...”
- Fla. Stat. Sec. 768.096(3) (Employer Presumption Against Negligent Hiring; Election Not to Investigate)
“(3) The election by an employer not to conduct the investigation specified in subsection (1) does not raise any presumption that the employer failed to use reasonable care in hiring an employee.”
- Fla. Stat. Sec. 768.76(1) (Collateral Sources of Indemnity; Reduction of the Award and the Subrogation Exception)
“(1) In any action to which this part applies in which liability is admitted or is determined by the trier of fact and in which damages are awarded to compensate the claimant for losses sustained, the court shall reduce the amount of such award by the total of all amounts which have been paid for...”
- Fla. Stat. Sec. 768.81(3) (Comparative Fault; Apportionment of Damages)
“In a negligence action, the court shall enter judgment against each party liable on the basis of such party’s percentage of fault and not on the basis of the doctrine of joint and several liability.”
- Fla. Stat. Sec. 768.72(2) (Punitive Damages; Intentional Misconduct or Gross Negligence)
“A defendant may be held liable for punitive damages only if the trier of fact, based on clear and convincing evidence, finds that the defendant was personally guilty of intentional misconduct or gross negligence.”
- Fla. Stat. Sec. 768.81(1)(c) (Comparative Fault; Definition of Negligence Action)
““Negligence action” means, without limitation, a civil action for damages based upon a theory of negligence, strict liability, products liability, professional malpractice whether couched in terms of contract or tort, or breach of warranty and like theories. The substance of an action, not...”
- Fla. Stat. Sec. 768.81(3)(a)2. (Comparative Fault; Proof of Nonparty Fault at Trial)
“In order to allocate any or all fault to a nonparty and include the named or unnamed nonparty on the verdict form for purposes of apportioning damages, a defendant must prove at trial, by a preponderance of the evidence, the fault of the nonparty in causing the plaintiff’s injuries.”
- Fla. Stat. Sec. 768.81(4) (Comparative Fault; Applicability)
“This section does not apply to any action brought by any person to recover actual economic damages resulting from pollution, to any action based upon an intentional tort, or to any cause of action as to which application of the doctrine of joint and several liability is specifically provided by...”
Practice this material
Questions about this source
More Florida sources
- Florida Administrative Code, Division 69O: chs. 69O-123 (Civil Remedy), 69O-124 (Anti-Coercion), 69O-125 (Unfair Discrimination), 69O-142 (Insurer Conduct), 69O-153 (Deceptive Insurance Practices), 69O-189 (Workers' Compensation), 69O-196 (Premium Finance Companies), 69O-215 (Agents), 69O-220 (Adjusters), 69O-228 (Continuing Education), 69O-230 (General Ethics and Disclosure Requirements) and 69O-231 (Penalty Guidelines for Insurance Representatives) (98 rules, 69O-123.001-69O-231.160)Regulation
- Florida Administrative Code, Division 69O (Office of Insurance Regulation): chs. 69O-166 (Property and Casualty Insurer Practices), 69O-167 (Property and Casualty Insurance Contracts), 69O-170 (Property and Casualty Insurance Rating), 69O-175 (Motor Vehicle Insurance) and 69O-176 (Motor Vehicle Insurance Requirements), 87 of the 89 rules the publisher lists (the two omitted are 69O-170.021 and 69O-170.022, transferred stubs whose .doc file holds a title and nothing else) (87 rules, 69O-166.021-69O-176.022)Regulation
- Florida Statutes s. 626.112 - License and appointment requiredState statute
- Florida Statutes s. 626.2815 - Continuing education requirementsState statute
- Florida Statutes s. 626.611 - Grounds for compulsory refusal, suspension, or revocation of licenseState statute
- Florida Statutes s. 626.621 - Grounds for discretionary refusal, suspension, or revocation of licenseState statute
- Florida Statutes s. 626.641 - Duration of suspension or revocation of licenseState statute
- Florida Statutes s. 626.7451 - Managing general agents; required contract provisionsState statute