Privacy Policy

Insurance Pass mobile app. Last updated: October 2026

This policy explains how the Insurance Pass mobile app (the "App"), operated by Oddly Sunny LLC (New Jersey, USA), handles your information. The App is built to collect as little personal data as possible.

No account

The App does not require an account or sign-in. We do not ask for your name, email, or contact information to use it. To let Sunny (below) tell your plan and keep your conversations apart, the App creates an anonymous identifier with Google Firebase that is not linked to your name or email. A first name you optionally enter is stored only on your device to personalize the app. The state and license line you choose are also stored only on your device.

Data stored on your device

Your study progress, answer history, streaks, flagged questions, and readiness score are stored locally on your device only. We do not upload or store this data on our servers, and it is removed if you delete the App.

Sunny, the AI study coach

Sunny is the AI study coach in the App, run by Oddly Sunny LLC. It explains practice questions, quizzes you and answers questions about your exam. Sunny is optional: if you never open it, nothing in this section applies to you.

What Sunny receives: the messages you type and its replies; the practice question you asked from, including its text and, once you have answered it, the answer you picked; your license line, state, exam track and exam dates, and the first name you gave the App, if any; a short summary of your study progress, such as your readiness score and weakest topics; your plan, so it can apply your daily limit; and the anonymous identifier above. Sunny never receives your email address or payment details.
Who processes it: Sunny's replies are written by Claude, an AI model made by Anthropic, acting as our service provider. For each reply Anthropic receives your message, the earlier messages in that conversation and the study material Sunny needs. Under its commercial terms Anthropic does not train its models on this data. Conversations are stored in our Google Cloud (Firebase) database in the United States.
No AI training, no ads: we do not use your Sunny conversations to train AI models, we do not sell them, and we do not use or share them for advertising.
How long it is kept: conversations are deleted automatically 12 months after the last message, or right away when you start a new chat or delete one; the quality log, with no name or email attached, 90 days; daily message counts 90 days; ratings and reports as described in the website privacy policy.
Deleting your Sunny data: use Clear conversation in Settings, or write to hello@insurance-pass.com to have all of your Sunny data deleted.
Keep personal details out: please do not enter your full name, address, phone number, license number, or policy or claim details in Sunny. It does not need them.

Subscriptions

If you buy Insurance Pass Pro, the purchase is processed by the Apple App Store or Google Play and managed on our behalf by RevenueCat. We receive your subscription status (active or not) so the App can unlock Pro features. We do not receive or store your payment card details. Apple and Google process the payment under their own privacy policies.

Notifications

If you turn on study reminders, the App schedules local notifications on your device at the time you choose. These are generated on the device. No notification content or schedule is sent to us.

Analytics and crash reports

We use Google Firebase Analytics to understand aggregate, anonymous usage (for example, which screens are used, which state and license line are selected, and where people subscribe), and Firebase Crashlytics to record crash reports so we can fix problems. These are not tied to your identity, the App does not use the device advertising identifier, and it does not show the App Tracking Transparency prompt, because it does not track you across other apps or websites.

What we do not do

We do not sell your data, we do not build advertising profiles, and we do not track you across other companies' apps or websites.

Children

The App is intended for adults preparing for an insurance license exam and is not directed at children under 13. We do not knowingly collect personal information from children.

Changes

We may update this policy; the "last updated" date above reflects the current version.

Contact

Privacy questions: hello@insurance-pass.com.